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IDBI Federal Lifesurance Savings Insurance Plan - Bonus Rates. Calculate Maturity Value
IDBI Federal Lifesurance Savings Insurance Plan - Bonus Rates. Calculate  Maturity Value
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Bonus rates for IDBI Federal Lifesurance Savings Insurance Plan (UIN:135N024V01 & 135N029V01) 

The table below shows the Bonus rates declared for IDBI Federal Lifesurance Savings Insurance Plan from inception. You can use this to calculate the IDBI Federal Lifesurance Savings Insurance Plan Maturity Value. Reversionary Bonus for your policy is calculated as a percentage of sum assured.

In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:

Bonus Value = (Sum Assured x Bonus Rate / 100) = 5,00,000 x Bonus Rate / 100


Reversionary Bonus for IDBI Federal Lifesurance Savings Insurance Plan ( UIN -135N024V01)

 
Year Policy Term(Years) Bonus Rate
2018-19 10 2.8%
15 3.0%
20 3.0%
25 3.0%
2017-18 10 2.4%
15 2.6%
20 2.8%
25 2.9%
2016-17 10 2.4%
15 2.6%
20 2.8%
25 2.9%
2015-16 10 3.2%
15 3.3%
20 3.4%
25 3.4%


Reversionary Bonus for IDBI Federal Lifesurance Savings Insurance Plan ( UIN -135N029V01)

It is calculated as a percentage of maturity sum assured

 
Year Policy Term(Years) Bonus Rate (% of Maturity Sum Assured)
2018-19 10 3.3%
15 3.8%
20 3.9%
25 3.9%
2017-18 10 3.3%
15 3.8%
20 3.9%
25 3.9%


Terminal Bonus

Terminal Bonus refers to a one time payment which is applicable to your policy and is payable at the time of claim i.e either on death or maturity as the case may be.
As of now we dont have any information on terminal bonus of this plan.


Maturity Benefit

So to get to the Survival value of IDBI Federal Lifesurance Savings Insurance Plan, you have to add all of the following - 100% Sum Insured + Vested Guaranteed Additions for first 5 years + Vested Revisionary Bonuses declared from 6th year onward + Terminal Bonus (if any)

Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your IDBI Federal Lifesurance Savings Insurance Plan


Please contact the IDBI Federal Life's office for exact details of the bonus which has accrued in your plan.

You can read know more about the plan and it’s working here - IDBI Federal Lifesurance Savings Insurance Plan Review

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