Bonus rates for IndiaFirst MahaJeevan Plan

The table below shows the Bonus rates declared for IndiaFirst MahaJeevan Plan from inception. You can use this to calculate the IndiaFirst MahaJeevan Plan Maturity Value. Reversionary Bonus for your policy is calculated as a percentage of sum assured.

In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:

Bonus Value = (Sum Assured x Bonus Rate / 100) = 5,00,000 x Bonus Rate / 100

Reversionary Bonus for IndiaFirst MahaJeevan Plan ( UIN -143N018V01)

Year	Bonus Rate
2018-19	3.50%
2017-18	3.50%
2016-17	3.50%
2015-16	3.50%
2014-15	3.50%
2013-14	3.50%
2012-13	4.00%
2011-12	4.00%

Reversionary Bonus for IndiaFirst MahaJeevan Plan ( UIN -143N018V02)

Year	Bonus Rate
2018-19	2.00%
2017-18	2.00%
2016-17	2.00%
2015-16	2.00%
2014-15	2.00%
2013-14	2.00%

Reversionary Bonus for IndiaFirst MahaJeevan Plan ( UIN -143N018V03)

Year	Bonus Rate
2018-19	2.00%
2017-18	2.00%
2016-17	2.00%
2015-16	2.00%

Reversionary Bonus for IndiaFirst MahaJeevan Plan ( UIN -143N018V04)

Year	Bonus Rate
2018-19	2.00%
2017-18	2.00%

Interim Bonus for IndiaFirst MahaJeevan Plan (UIN -143N018V01)

Interim bonus is applicable for exits after 31st March of the next year but before the declaration of the next year reversionary bonus.
 

Year	Bonus Rate
2018-19	3.00%
2017-18	3.00%
2016-17	3.00%
2015-16	3.00%

Interim Bonus for IndiaFirst MahaJeevan Plan (UIN -143N018V02)

Year	Bonus Rate
2018-19	1.50%
2017-18	1.50%
2016-17	1.50%
2015-16	1.50%

Interim Bonus for IndiaFirst MahaJeevan Plan (UIN -143N018V03)

Year	Bonus Rate
2018-19	1.50%
2017-18	1.50%
2016-17	1.50%
2015-16	1.50%

Interim Bonus for IndiaFirst MahaJeevan Plan (UIN -143N018V04)

Year	Bonus Rate
2018-19	1.50%
2017-18	1.50%

Terminal Bonus

Terminal Bonus refers to a one time payment which is applicable to your policy and is payable at the time of claim i.e either on death or maturity as the case may be.

As of now we dont have any information on terminal bonus of this plan.

Maturity Benefit

So to get to the Survival value of IndiaFirst Maha Jeevan Plan, you have to add all of the following - Sum Insured +  Vested Simple Revisionary Bonus + Terminal Bonus (if any) + Interim Bonus (if any)

Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your IndiaFirst Maha Jeevan Plan

Please contact the IndiaFirst Life's office for exact details of the bonus which has accrued in your plan.

You can read know more about the plan and it’s working here - IndiaFirst Maha Jeevan Plan Review