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LIC Child Future Plan-185 Bonus Rates. Calculate returns & Maturity Value
LIC Child Future Plan-185 Bonus Rates. Calculate returns & Maturity Value
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Bonus rates for LIC Child Future Plan - Table No. 185

The table below shows the Bonus rates declared for LIC Child Future Plan - 185 Policy from inception. You can use this to calculate the LIC Child Future Plan - 185 Maturity Value. The vested simple reversionary bonus rates are per 1,000 Sum Assured.

In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:

Bonus Value = Sum Assured / 1000 x Bonus Rate = 5,00,000 / 1,000 x Bonus Rate


Simple Reversionary Bonus

Year Policy Term (Years) Bonus Rate
2018-2019 11 to 15 38
16 to 20 42
> 20 44
2017-2018 11 to 15 38
16 to 20 42
> 20 44
2016-2017 11 to 15 38
16 to 20 42
> 20 44
1st September, 2016 Special Diamond Jubilee Bonus - Details as below
2015-2016  11 to 15 38
16 to 20 42
> 20 44
2014-2015  11 to 15 38
16 to 20 42
> 20 44
2013-2014 11 to 15 38
16 to 20 42
> 20 44
2012-2013 11 to 15 38
16 to 20 42
> 20 44
2011-2012 11 to 15 38
16 to 20 42
> 20 44
2010-2011 11 to 15 38
16 to 20 42
> 20 44
2009-2010 11 to 15 36
16 to 20 40
> 20 42
2008-2009 11 to 15 36
16 to 20 40
> 20 42
2007-2008 11 to 15 36
16 to 20 40
> 20 42
2006-2007 11 to 15 36
16 to 20 40
> 20 42


One-time Diamond Jubilee Bonus

1st September is the Founding Day or LIC. So on 01-September-2016, when LIC celebrated its 60th birthday, the company declared a special bonus for all it's participating plans. To be eligible for this bonus, all premiums should have been paid till 31st March 2016 and should be active as on 1st September 2016. The one-time Diamond Jubilee Bonus Rates for LIC Child Future Plan are as shown below.
 

Policy Start Date Bonus Rate
April 2011 to March 2016 5
April 2006 to March 2011 10


Final Addition Bonus

This is a bonus which is paid at the time of maturity or death. It is a reward for continuing with the policy for a certain number of years. It is a one-time bonus which you get at the end of the policy. We do not have any information on a Final Addition Bonus being declared in this plan.
 

Maturity Value

So to get to the LIC Child Future Plan-185, you have to add all of the following - Sum Assured Simple Reversionary Bonus Any special bonus Final Addition Bonus

Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your LIC Child Future Policy-185. 

Click here to check Bonus Rates of all LIC Policies

Please contact the LIC office for exact details of the bonus which has accrued in your plan.

You can read know more about the plan and it’s working here - LIC Child Future Plan-185 Review

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