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LIC Jeevan Anand Bonus Rates. Calculate returns & Maturity Value
LIC Jeevan Anand Bonus Rates. Calculate returns & Maturity Value
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Bonus rates for LIC Jeevan Anand Plan - Table No. 149


The table below shows the Bonus rates declared for LIC Jeevan Anand Policy from inception. You can use this to calculate the LIC New Jeevan Suraksha-I Plan Maturity Value. The vested simple reversionary bonus rates are per 1,000 Sum Assured.

In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:

Bonus Value = Sum Assured / 1000 x Bonus Rate = 5,00,000 / 1,000 x Bonus Rate

Simple Reversionary Bonus

Year Policy Term (in years) Bonus Rate
2018-2019 5 38
6 to 10 38
11 to 15 41
16 to 20 45
> 20 49
2017-2018 5 38
6 to 10 38
11 to 15 41
16 to 20 45
> 20 49
2016-2017 5 38
6 to 10 38
11 to 15 41
16 to 20 45
> 20 49
2015-2016 < 11 38
11 to 15 41
16 to 20 45
> 20 49
2014-2015 < 11 38
11 to 15 41
16 to 20 45
> 20 49
2013-2014 < 11 37
11 to 15 40
16 to 20 44
> 20 48
2012-2013 < 11 37
11 to 15 40
16 to 20 44
> 20 48
2011-2012 < 11 36
11 to 15 39
16 to 20 43
> 20 47
2010-2011 < 11 36
11 to 15 39
16 to 20 43
> 20 47
2009-2010 < 11 34
11 to 15 37
16 to 20 41
> 20 45
2008-2009 < 11 34
11 to 15 37
16 to 20 41
> 20 45
2007-2008 < 11 34
11 to 15 37
16 to 20 41
> 20 45
2006-2007 < 11 34
11 to 15 37
16 to 20 41
> 20 45
2005-2006 < 11 32
11 to 15 36
16 to 20 40
> 20 44
2004-2005 5 30
6 to 10 34
11 to 15 38
16 to 20 43
> 20 47
2003-2004 5 34
6 to 10 38
11 to 15 43
16 to 20 49
> 20 53
1st September, 2016 Special Diamond Jubilee Bonus - Details as below

One-time Diamond Jubilee Bonus

1st September is the Founding Day or LIC. So on 01-September-2016, when LIC celebrated its 60th birthday, the company declared a special bonus for all it's participating plans. To be eligible for this bonus, all premiums should have been paid till 31st March 2016 and should be active as on 1st September 2016. The one-time Diamond Jubilee Bonus Rates for LIC Jeevan Suraksha-I Plan are as shown below.
 
Policy Start Date Bonus Rate
Apr 2011 to March 2016 5
Apr 2006 to March 2011 10
Apr 2001 to March 2006 15
Apr 1996 to March 2001 25
Apr 1991 to March 1996 35
Apr 1986 to March 1991 45
Prior to Apr 1986 60

The bonus rates are per 1,000 Sum Assured.


Final Addition Bonus

This is a bonus which is paid at the time of maturity or death. It is a reward for continuing with the policy for a certain number of years. It is a one-time bonus which you get at the end of the policy. We do not have any information on a Final Addition Bonus being declared in this plan.


Maturity Value

So to get to the LIC Jeevan Anand, you have to add all of the following - Sum Assured + Simple Reversionary Bonus + Any special bonus + Final Addition Bonus.

Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your LIC Jeevan Anand Policy. 

Click here to check Bonus Rates of all LIC Policies

Please contact the LIC office for exact details of the bonus which has accrued in your plan.

You can read know more about the plan and it’s working here - LIC Jeevan Anand Plan Review. 

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