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LIC Jeevan Surabhi 25 Years Bonus Rates - Plan No. 108. Know the Maturity Value
LIC Jeevan Surabhi 25 Years Bonus Rates - Plan No. 108. Know the Maturity Value
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Bonus Rates for LIC Jeevan Surabhi Plan - Table No. 108

The table below shows the Bonus rates declared for LIC Jeevan Surabhi Plan 25 Years. You can use this to calculate the Maturity Value of LIC Jeevan Surabhi Plan. The vested simple reversionary bonus rates are per 1,000 Sum Assured.

How to calculate the bonus value of LIC Jeevan Surabhi Plan?

In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:

Bonus Value = Sum Assured / 1000 x Bonus Rate = 5,00,000 / 1,000 x Bonus Rate


Simple Reversionary Bonus

 
Year Policy Term (Years) Bonus Rates
2018-2019 25 50
2017-2018 25 50
2016-2017 25 50
1st September, 2016 Special Diamond Jubilee Bonus - Details as below
2015-2016 25 50
2014-2015 25 50
2013-2014 25 50
2012-2013 25 50
2011-2012 25 50
2010-2011 25 50
2009-2010 25 50
2008-2009 25 50
2007-2008 25 50
2006-2007 25 50
2005-2006 25 47
2004-2005 25 50
2003-2004 25 57
 

One-time Diamond Jubilee Bonus

1st September is the Founding Day of LIC. So on 01-September-2016, when LIC celebrated its 60th birthday, the company declared a special bonus for all it's participating plans. To be eligible for this bonus, all premiums should have been paid till 31st March 2016 and should be active as on 1st September 2016. The one-time Diamond Jubilee Bonus Rates for LIC Jeevan Surabhi 25 Years Plan are as shown below.
 

Policy Start Date Bonus Rate
April 2011 to March 2016 5
April 2006 to March 2011 10
April 2001 to March 2006 15
April 1996 to March 2001 25
April 1991 to March 1996 35


Final Addition Bonus For LIC Jeevan Surabhi Plan 25 Years

This is a bonus which is paid at the time of maturity or death. It is a reward for continuing with the policy for a certain number of years. It is a one-time bonus which you get at the end of the policy. 

Below table shows FAB for LIC Jeevan Surabhi Plan 25 years declared on 31/03/2008
 
No of Years Final additional bonus per 1000 sum assured
  Up to 25,000 25,001 to 50,000 50,001 to 1,99,999 2,00,000 & above
Upto 14 Years 0 0 0 0
15 to 19 Years 0 0 20 30
20 to 24 Years 40 50 75 100
25 Years 75 100 150 200


Below table shows FAB for LIC Jeevan Surabhi Plan 25 years declared on 31/03/2010
 
No of Years Final additional bonus per 1000 sum assured
  Up to 25,000 25,001 to 50,000 50,001 to 1,99,999 2,00,000 & above
Upto 14 Years 0 0 0 0
15 to 19 Years 0 0 20 30
20 Years 40 50 75 100


Below table shows FAB for LIC Jeevan Surabhi Plan 25 years declared on 31/03/2011
 
No of Years Final additional bonus per 1000 sum assured
  Up to 25,000 25,001 to 50,000 50,001 to 1,99,999 2,00,000 & above
Upto 14 Years 0 0 0 0
15 to 19 Years 0 0 20 30
20 Years 40 50 75 100
21 to 22 Years 40 80 100 125
 

Below table shows FAB for LIC Jeevan Surabhi Plan 25 years declared on 31/03/2012

No of Years Final additional bonus per 1000 sum assured
  Up to 25,000 25,001 to 50,000 50,001 to 1,99,999 2,00,000 & above
Upto 14 Years 0 0 0 0
15 to 19 Years 0 0 20 30
20 Years 40 50 75 100
21 to 22 Years 40 80 100 125


Bonus Value on Maturity

So to get to total bonus value on maturity of LIC Jeevan Surabhi Plan 25 Years, you have to add all of the following - Simple Reversionary Bonus declared every year Any special bonus Final Addition Bonus

Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your LIC Jeevan Surabhi Policy - Table No. 106. 

Click here to check Bonus Rates of all LIC Policies

Please contact the LIC office for exact details of the bonus which has accrued in your plan.

You can know more about the plan and it’s working here - LIC Jeevan Surabhi Plan 25 Years Review - Table No. 108

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