Bonus rates for LIC Jeevan Umang Plan - Table No. 845

The table below shows the Bonus rates declared for LIC SIngle Premium Endowment Plan - 817 Policy from inception. You can use this to calculate the LIC Single Premium Endowment Plan - 817 Maturity Value. The vested simple reversionary bonus rates are per 1,000 Sum Assured.

In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:

Bonus Value = Sum Assured / 1000 x Bonus Rate = 5,00,000 / 1,000 x Bonus Rate

Simple Reversionary Bonus

 

Year	Policy Term (Years)	PPT	Bonus Rate
2019	Up to 55	15	51
	56 to 70	15	60
	71 to 85	15	67
	86 & above	15	NA
	Up to 55	20	50
	56 to 70	20	55
	71 to 85	20	62
	86 & above	20	70
	Up to 55	25	49
	56 to 70	25	50
	71 to 85	25	56
	86 & above	25	65
	Up to 55	30	NA
	56 to 70	30	49
	71 to 85	30	50
	86 & above	30	60
2017-2018	Up to 55	15	51
	56 to 70	15	60
	71 to 85	15	67
	86 & above	15	NA
	Up to 55	20	50
	56 to 70	20	55
	71 to 85	20	62
	86 & above	20	70
	Up to 55	25	49
	56 to 70	25	50
	71 to 85	25	56
	86 & above	25	65
	Up to 55	30	NA
	56 to 70	30	49
	71 to 85	30	50
	86 & above	30	60

 

Final Addition Bonus

This is a bonus which is paid at the time of maturity or death. It is a reward for continuing with the policy for a certain number of years. It is a one-time bonus which you get at the end of the policy. We do not have any information on a Final Addition Bonus being declared in this plan.
 

Maturity Value

So to get to the LIC Jeevan Umang Plan 845, you have to add all of the following - Sum Assured + Simple Reversionary Bonus + Any special bonus + Final Addition Bonus

Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your LIC Jeevan Umang Plan 845. 

Click here to check Bonus Rates of all LIC Policies

Please contact the LIC office for exact details of the bonus which has accrued in your plan.

You can read know more about the plan and it’s working here - LIC Jeevan Umang Plan 845 Review.