Bonus rates for LIC Jeevan Umang Plan - Table No. 845The table below shows the Bonus rates declared for LIC SIngle Premium Endowment Plan - 817 Policy from inception. You can use this to calculate the LIC Single Premium Endowment Plan - 817 Maturity Value. The vested simple reversionary bonus rates are per 1,000 Sum Assured.
In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:
Bonus Value = Sum Assured / 1000 x Bonus Rate = 5,00,000 / 1,000 x Bonus Rate
Simple Reversionary Bonus
|Year||Policy Term (Years)||PPT||Bonus Rate|
|2017-2018||Up to 55||15||51|
|56 to 70||15||60|
|71 to 85||15||67|
|86 & above||15||NA|
|Up to 55||20||50|
|56 to 70||20||55|
|71 to 85||20||62|
|86 & above||20||70|
|Up to 55||25||49|
|56 to 70||25||50|
|71 to 85||25||56|
|86 & above||25||65|
|Up to 55||30||NA|
|56 to 70||30||49|
|71 to 85||30||50|
|86 & above||30||60|
Final Addition BonusThis is a bonus which is paid at the time of maturity or death. It is a reward for continuing with the policy for a certain number of years. It is a one-time bonus which you get at the end of the policy. We do not have any information on a Final Addition Bonus being declared in this plan.
Maturity ValueSo to get to the LIC Jeevan Umang Plan 845, you have to add all of the following - Sum Assured + Simple Reversionary Bonus + Any special bonus + Final Addition Bonus
Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your LIC Jeevan Umang Plan 845.
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Please contact the LIC office for exact details of the bonus which has accrued in your plan.
You can read know more about the plan and it’s working here - LIC Jeevan Umang Plan 845 Review.