Bonus rates for PNB MetLife Retirement Savings Plan

The table below shows the Bonus rates declared for PNB MetLife Retirement Savings Plan from inception. You can use this to calculate the PNB MetLife Retirement Savings Plan Maturity Value. Simple Reversionary Bonus for your policy is calculated as a percentage of sum assured.

In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:

Bonus Value = Sum Assured x Bonus Rate / 100 = 5,00,000 x Bonus Rate / 100

Reversionary Bonus for PNB MetLife Retirement Savings Plan

Year	Bonus Type	PPT	Policy Term(Years)	Bonus Rate
2018-19	Simple	SP	Up to Term 10	3.10%
	Simple	SP	Above 10	2.70%
	Simple	RP	Up to 20	1.70%
	Simple	RP	Above 20	1.80%
	Simple	5 Pay	Up to 15	2.20%
	Simple	5 Pay	Term 16-22	2.30%
	Simple	5 Pay	Above Term 22	2.40%
	Simple	10 Pay	Up to 15	1.80%
	Simple	10 Pay	Term 16-22	1.90%
	Simple	10 Pay	Above Term 22	2.00%
2017-18	Simple	SP	Up to Term 10	3.10%
	Simple	SP	Above Term 10	2.70%
	Simple	RP	Up to Term 20	1.70%
	Simple	RP	Above Term 20	1.80%
	Simple	5 Pay	Up to 15	2.20%
	Simple	5 Pay	Term 16-22	2.30%
	Simple	5 Pay	Above Term 22	2.40%
	Simple	10 Pay	Up to 15	1.80%
	Simple	10 Pay	Term 16-22	1.90%
	Simple	10 Pay	Above Term 22	2.00%

Terminal Bonus

Terminal Bonus is expressed as percentage of accrued reversionary bonus only. As of now we dont have any information on this.
 

Vesting Benefit

So to get to the Vesting benefit of PNB MetLife Retirement Savings Plan, you have to add all of the following -  Reduced Paid-up Base Sum Assured + Accrued Simple Reversionary bonuses + Terminal bonus (if any)

Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your PNB MetLife Retirement Savings Plan

Please contact the PNB MetLife's office for exact details of the bonus which has accrued in your plan.

You can read more about the plan and it’s working here - PNB MetLife Retirement Savings Plan Review