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PNB MetLife Suvidha Par Plan - Bonus Rates Calculate Maturity Value
PNB MetLife Suvidha Par Plan - Bonus Rates Calculate  Maturity Value
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Bonus rates for PNB MetLife Suvidha Par Plan

The table below shows the Bonus rates declared for PNB MetLife Suvidha Par Plan from inception. You can use this to calculate the PNB MetLife Suvidha Par Plan Maturity Value. Compound Reversionary Bonus for your policy is calculated as a percentage of sum assured plus bonus which is already credited to the policy till date.

In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:

Bonus Value = (Sum Assured x Bonus Rate / 100) +  Accrued bonus already credited to the policy till date = (5,00,000 x Bonus Rate / 100) +  Bonus already credited to the policy till date


Reversionary Bonus for PNB MetLife Suvidha Par Plan (UIN - 117N017V01)

Year Premium Option Bonus Type Bonus Rate
2018-19 SP (Issued up to 31.5.2010) Compound 3.00%
10P, 5P, RP (Issued up to 31.5.2010) Compound 3.00%
SP, 5P, 10P, RP (Issued after 31.5.2010) Compound 3.00%
2017-18 Met Suvidha Par SP (Issued up to 31.5.2010) Compound 3.00%
Met Suvidha Par 10P (Issued up to 31.5.2010) Compound 3.00%
Met Suvidha Par 5P , RP (Issued up to 31.5.2010) Compound 3.00%
Met Suvidha Par SP, 5P, 10P, RP (Issued after 31.5.2010) Compound 2.50%
2016-17 SP, 5P, RP, Rural (Issued Upto 31.5.2010) Compound 3.00%
10P (Issued Upto 31.5.2010) Compound 3.00%
SP, 5P, 10P, RP, Rural (Issued after 31.5.2010) Compound 2.50%
2015-16 SP, 5P, 10P, RP, Rural (Issued Upto 31.5.2010) Compound 3.00%
SP, 5P, 10P, RP, Rural (Issued after 31.5.2010) Compound 2.50%
2014-15 5P (Issued Before 31.5.2010) Compound 3.00%
10P (Issued Before 31.5.2010) Compound 3.00%
RP (Issued Before 31.5.2010) Compound 3.00%
5P (Issued After 31.5.2010) Compound 2.50%
10P (Issued After 31.5.2010) Compound 2.50%
RP (Issued After 31.5.2010) Compound 2.50%
2014 Policies issued upto 31.5.2010 Simple 3.00%
After 31.5.2010 Simple 2.50%
2013 Policies issued upto 31.5.2010 Simple 3.00%
After 31.5.2010 Simple 2.50%
2012   Compound 3.00%
2011   Compound 3.00%
Till March 2010   Compound 3.00%


Terminal Bonus

 Terminal Bonus is expressed as percentage of accrued reversionary bonus only.
 

Year Start Year Premium Option Bonus Rate
2018-19 10 SP (Issued up to 31.5.2010) 25.00%
10 10P, 5P, RP (Issued up to 31.5.2010) 3.00%
10 SP, 5P, 10P, RP (Issued after 31.5.2010) NA
2017-18 10 Met Suvidha Par SP (Issued up to 31.5.2010) 20.00%
10 Met Suvidha Par 10P (Issued up to 31.5.2010) 10.00%
10 Met Suvidha Par 5P , RP (Issued up to 31.5.2010) 10.00%
10 Met Suvidha Par SP, 5P, 10P, RP (Issued after 31.5.2010) NA
2016-17 10 SP, 5P, RP, Rural (Issued Upto 31.5.2010) 15.00%
10 10P (Issued Upto 31.5.2010) 10.00%
NA SP, 5P, 10P, RP, Rural (Issued after 31.5.2010) NA
2015-16 10 SP, 5P, 10P, RP, Rural (Issued Upto 31.5.2010) 15.00%
2014-15 10 5P (Issued Before 31.5.2010) 15.00%
10 10P (Issued Before 31.5.2010) 15.00%
10 RP (Issued Before 31.5.2010) 15.00%


Maturity Benefit

So to get to the Maturity benefit of PNB MetLife Suvidha Par Plan, you have to add all of the following - Sum Assured + Accrued Simple Reversionary bonuses (if any) + Terminal bonus (if any)

Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your PNB MetLife Suvidha Par Plan

Please contact the PNB MetLife's office for exact details of the bonus which has accrued in your plan.

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