Bonus rates for Reliance Nippon Endowment Plan

The table below shows the Bonus rates declared for Reliance Nippon Endowment Plan from inception. You can use this to calculate the Reliance Nippon Endowment Plan Maturity Value. Compound Reversionary Bonus for your policy is calculated as a percentage of sum assured plus bonus which is already credited to the policy till date.

In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:

Bonus Value = (Sum Assured x Bonus Rate / 100) +  Accrued bonus already credited to the policy till date = (5,00,000 x Bonus Rate / 100) +  Bonus already credited to the policy till date

Reversionary Bonus for Reliance Nippon Endowment Plan (RP) (UIN - 121N018V01)

Year	Bonus Type	Bonus Rate
2018-19	Compound	1.80%
2017-18	Compound	1.80%
2016-17	Compound	1.80%
2015-16	Compound	1.80%
2014-15	Compound	1.80%
2013-14	Compound	1.80%
2012-13	Compound	1.80%
2011-12	Compound	1.80%
2010-11	Compound	2.00%
2009-10	Compound	2.00%
2008-09	Compound	2.00%
2007-08	Compound	2.00%
2006-07	Compound	2.25%
2005-06	Compound	2.25%

Reversionary Bonus for Reliance Nippon Endowment Plan (SP) (UIN - 121N017V01)

Year	Bonus Type	Bonus Rate
2018-19	Compound	5.00%
2017-18	Compound	5.00%
2016-17	Compound	5.00%
2015-16	Compound	5.00%
2014-15	Compound	3.60%
2013-14	Compound	3.60%
2012-13	Compound	3.60%
2011-12	Compound	3.60%
2010-11	Compound	4.00%
2009-10	Compound	4.00%
2008-09	Compound	4.00%
2007-08	Compound	4.00%
2006-07	Compound	4.25%
2005-06	Compound	4.25%

Special Bonus (Non-recurring) (RP)

Special bonus is a one time bonus declared by company. It is calculated as a percentage of base sum assured.
 

Year	Bonus Type	Bonus Rate
2007-08	Compound	0.50%
2006-07	Compound	0.50%
2005-06	Compound	0.75%

Special Bonus (Non-recurring) (SP)

Special bonus is a one time bonus declared by company. It is calculated as a percentage of base sum assured.
 

Year	Bonus Type	Bonus Rate
2007-08	Compound	1.00%
2006-07	Compound	1.00%
2005-06	Compound	1.50%

Maturity Benefit

So to get to the Maturity benefit of Reliance Nippon Endowment Plan, you have to add all of the following -  Sum Assured (Final Lumpsum Amount) + Accrued bonuses + Special bonus (if any)

Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your Reliance Nippon Endowment Plan

Please contact the Reliance Nippon Life's office for exact details of the bonus which has accrued in your plan.

You can read more about the plan and it’s working here - Reliance Nippon Life Endowment Plan Review