Bonus rates for SBI Life Money Back Plan

The table below shows the Bonus rates declared for SBI Life Money Back Policy from inception. You can use this to calculate the SBI Life Money Back Plan Maturity Value. The vested bonus rates are percentage of  Sum Assured.

In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:

Bonus Value = (Sum Assured x Bonus Rate) = (5,00,000 x Bonus Rate)

Simple Reversionary Bonus for SBI Life Money Back (Regular Premium) Plan
 

Year	Policy Term (in years)	Bonus Rate
2019	10 (Plan-1)	3.25%
	15 (Plan-2)	3.25%
	20 (Plan-3)	3.25%
	25 (Plan-4)	3.25%
2018	10 (Plan-1)	2.00%
	15 (Plan-2)	1.75%
	20 (Plan-3)	1.75%
	25 (Plan-4)	1.75%
2017	10 (Plan-1)	1.80%
	15 (Plan-2)	1.50%
	20 (Plan-3)	1.50%
	25 (Plan-4)	1.75%
2016	10 (Plan-1)	1.80%
	15 (Plan-2)	1.30%
	20 (Plan-3)	1.30%
	25 (Plan-4)	1.75%
2015	10 (Plan-1)	1.80%
	15 (Plan-2)	1.30%
	20 (Plan-3)	1.30%
	25 (Plan-4)	1.75%
2014	10 (Plan-1)	1.80%
	15 (Plan-2)	1.30%
	20 (Plan-3)	1.30%
	25 (Plan-4)	1.75%
2013	10 (Plan-1)	1.80%
	15 (Plan-2)	1.30%
	20 (Plan-3)	1.30%
	25 (Plan-4)	1.75%
2012	10 (Plan-1)	1.80%
	15 (Plan-2)	1.30%
	20 (Plan-3)	1.30%
	25 (Plan-4)	1.75%
2011	10 (Plan-1)	1.80%
	15 (Plan-2)	1.30%
	20 (Plan-3)	1.30%
	25 (Plan-4)	1.75%

Terminal Bonus
Terminal bonus is one time bonus which is payable at maturity. Terminal Bonus is a percentage of the total amount of bonuses allocated including Simple Reversionary, Interim and Special bonuses, if any.


Terminal Bonus for SBI Life Money Back (Regular Premium) Plan
 

Year	Policy Term (in years)	Bonus Rate
2019	10 (Plan-1)	35.00%
	15 (Plan-2)	45.00%
2018	10 (Plan-1)	30.00%
	15 (Plan-2)	30.00%
2017	10 (Plan-1)	30.00%
2016	10 (Plan-1)	30.00%
2015	10 (Plan-1)	12.00%
2014	10 (Plan-1)	10.00%

Interim Bonus
If policy matures or death occurs before the end of the financial year or between the two successive bonus declaration dates, then the interim bonus is payable.

Interim Bonus for SBI Life Money Back (Regular Premium) Plan
 

Year	Policy Term (in years)	Bonus Rate
2019	10 (Plan-1)	2.00%
	15 (Plan-2)	2.00%
	20 (Plan-3)	1.75%
	25 (Plan-4)	1.75%
2018	10 (Plan-1)	2.00%
	15 (Plan-2)	1.75%
	20 (Plan-3)	1.75%
	25 (Plan-4)	1.75%
2017	10 (Plan-1)	1.80%
	15 (Plan-2)	1.50%
	20 (Plan-3)	1.50%
	25 (Plan-4)	1.75%
2016	10 (Plan-1)	1.80%
	15 (Plan-2)	1.30%
	20 (Plan-3)	1.30%
	25 (Plan-4)	1.75%
2015	10 (Plan-1)	1.80%
	15 (Plan-2)	1.30%
	20 (Plan-3)	1.30%
	25 (Plan-4)	1.75%
2014	10 (Plan-1)	1.80%
	15 (Plan-2)	1.30%
	20 (Plan-3)	1.30%
	25 (Plan-4)	1.75%
2013	10 (Plan-1)	1.80%
	15 (Plan-2)	1.30%
	20 (Plan-3)	1.30%
	25 (Plan-4)	1.75%
2012	10 (Plan-1)	1.80%
	15 (Plan-2)	1.30%
	20 (Plan-3)	1.30%
	25 (Plan-4)	1.75%
2011	10 (Plan-1)	1.80%
	15 (Plan-2)	1.30%
	20 (Plan-3)	1.30%
	25 (Plan-4)	1.75%

Note: Reversionary and Interim Bonus Rates are a percentage of Sum Assured.

Maturity Value
So to get to the SBI Life Money Back Plan, you have to add all of the following - Sum Assured + Accrued bonus + Any special bonus + Terminal Bonus.

Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your SBI Life Money Back Policy. 

Please contact the SBI Life office for exact details of the bonus which has accrued in your plan.