HDFC ERGO my:health Personal Accident Insurance
HDFC ERGO my:health Personal Accident Insurance is a comprehensive personal accident insurance, that allows you and your family to be financially secure, after an untoward event. It covers death and disability of a policy holder caused by an accident. It offers a lump sum amount to the policyholder's family (in the event of death) or to the policyholder (in case of disability). You can take this policy if you are between 5 years to 70 years of age. Children between the ages of 5 years to 18 years can be insured only if either parent is also covered. Present completed age as on last birthday will be considered.
Key Features of HDFC ERGO my:health Personal Accident Insurance?
my:health Personal Accident Insurance is designed to provide compensation towards accidental injury resulting in death or disablement within 12 calendar months of the accident.
This policy comes with multiple options to choose from including:
Accident Benefit - This benefit provides compensation for a physical loss (death or disablement) due to an accidental injury within a period of 12 months from the date of the accident.
Cumulative Bonus - The "Sum Insured" of your policy progressively increases by 5% on every renewal, for every claim-free year, subject to a maximum accumulation of 50% of your Sum Insured.
Additional Benefits of HDFC ERGO my:health Personal Accident Insurance
Education Benefit -Cost of education of dependent children is covered in case of Accidental Death or loss of limbs/eyes or permanent total disablement
Loss of Employment Benefit - (Once during the policy period) - Financial compensation of 15,000/- or 1% of Sum Insured whichever is lower is provided in the event of loss of employment following an accident resulting in loss of limbs/eyes or permanent total or partial disablement
Additional Expenses Covered -
Exclusions - What is not covered in HDFC ERGO My:health Personal Accident Insurance?
Any existing disability prior to the inception of this policy
Alternate Accidental Insurance Plans from other insurance companies