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Tata AIG Secured Future Plan
Tata AIG Secured Future Policy
Tata AIG Secured Future is a personal accident policy which pays a percentage of the principal sum if an injury results in paralysis, disability, dismemberment or death. Policyholder can choose to take guaranteed cover with monthly income benefits ranging from Rs 10,000 to Rs 35,000, for a period of 5 years to 20 years.
Key Features of Tata AIG Secured Future Policy
Guaranteed monthly income which is not subject to market risks.
No medical tests required
Max sum insured can be opted as 10 times of monthly income in case of salaried individuals and 20 times in case of self-employed individuals.
Variants in Tata AIG Secured Future Plan
There are two variants available in Tata AIG Secured Future Policy. They are -
What is covered in Tata AIG Secured Future Plan?
Death due to accident
Dismemberment which covers policyholder against loss of any bodily appendage like loss of limbs, fingers, sight, speech etc
Total permanent disability
Additional Benefits of Tata AIG Secured Future Policy
Flexibility to choose monthly income benefit amount
Eligibility and Restrictions of Tata AIG Secured Future Policy
Coverage Amount (per month in Rs.)
Entry Age (in years)
Exclusions - What is not covered in Tata AIG Secured Future Policy?
Persons serving in military service or armed forces.
HIV, AIDS and related diseases
Diseases arising at birth (congenital diseases)
Bacterial infections and diseases
Participation in dangerous sports
War or invasion
Participation in illegal or criminal activities
Suicide or self-inflicted injuries
Abuse of drugs, alcohol, hallucinogens, intoxicant
Exposure to radiation, nuclear or radioactive contamination