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Tata AIG Secured Future Plan

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Tata AIG Secured Future Policy

 

Tata AIG Secured Future is a personal accident policy which pays a percentage of the principal sum if an injury results in paralysis, disability, dismemberment or death. Policyholder can choose to take guaranteed cover with monthly income benefits ranging from Rs 10,000 to Rs 35,000, for a period of 5 years to 20 years.

 

 

Key Features of Tata AIG Secured Future Policy

 

  • Guaranteed monthly income which is not subject to market risks.
  • No medical tests required
  • Terrorism included
  • Max sum insured can be opted as 10 times of monthly income in case of salaried individuals and 20 times in case of self-employed individuals.

 

Variants in Tata AIG Secured Future Plan

 

There are two variants available in Tata AIG Secured Future Policy. They are -

  1. Gold plan
  2. Silver plan

 

 

What is covered in Tata AIG Secured Future Plan?

 

  • Death due to accident
  • Dismemberment which covers policyholder against loss of any bodily appendage like loss of limbs, fingers, sight, speech etc
  • Paralysis
  • Total permanent disability

 

 

Additional Benefits of Tata AIG Secured Future Policy

 

Flexibility to choose monthly income benefit amount

 

 

 

Eligibility and Restrictions of Tata AIG Secured Future Policy

 

 

 

Minimum

Maximum

Coverage Amount (per month in Rs.)

10,000

35,000

Entry Age (in years)

18

64

 

 

Exclusions - What is not covered in Tata AIG Secured Future Policy?

 

  • Persons serving in military service or armed forces.
  • HIV, AIDS and related diseases
  • Diseases arising at birth (congenital diseases)
  • Pregnancy related
  • Pre-existing conditions
  • Bacterial infections and diseases
  • Participation in dangerous sports
  • War or invasion
  • Participation in illegal or criminal activities
  • Suicide or self-inflicted injuries
  • Abuse of drugs, alcohol, hallucinogens, intoxicant
  • Exposure to radiation, nuclear or radioactive contamination

 

 

 

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