Tata AIG Secured Future Plan

Tata AIG Secured Future is a personal accident policy which pays a percentage of the principal sum if an injury results in paralysis, disability, dismemberment or death. Policyholder can choose to take guaranteed cover with monthly income benefits ranging from Rs 10,000 to Rs 35,000, for a period of 5 years to 20 years.

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• Guaranteed monthly income which is not subject to market risks.
• No medical tests required
• Terrorism included
• Max sum insured can be opted as 10 times of monthly income in case of salaried individuals and 20 times in case of self-employed individuals.

There are two variants available in Tata AIG Secured Future Policy. They are -

1. Gold plan
2. Silver plan

• Death due to accident
• Dismemberment which covers policyholder against loss of any bodily appendage like loss of limbs, fingers, sight, speech etc
• Paralysis
• Total permanent disability

Flexibility to choose monthly income benefit amount

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• Persons serving in military service or armed forces.
• HIV, AIDS and related diseases
• Diseases arising at birth (congenital diseases)
• Pregnancy related
• Pre-existing conditions
• Bacterial infections and diseases
• Participation in dangerous sports
• War or invasion
• Participation in illegal or criminal activities
• Suicide or self-inflicted injuries
• Abuse of drugs, alcohol, hallucinogens, intoxicant
• Exposure to radiation, nuclear or radioactive contamination