HDFC Ergo Easy Travel - Individual

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HDFC Ergo Easy Travel Insurance Policy – Individual

HDFC Ergo Easy Travel Insurance plan takes care of any medical expenses, loss or delay of your baggage, loss of passport, any delay in your flight etc while you are travelling away from home. It also pays for damages caused by you to a third person due to negligence.

Key benefits of HDFC Ergo Easy Travel Insurance Policy

Medical Evacuation will be covered under Medical Expense Sum Insured
Medical advice on telephone, while travelling and medical services provider referral will be provided
Hospital admission will be arranged
Pre-trip information services and interpreter referral are also provided

Complete features of HDFC Ergo Easy Travel Insurance Plan – Individual

Is available in five variants; Asian Region, Bronze, Silver, Gold and Platinum. Both Single Trip and Annual Trip are available in this plan

Single Trip

Easy Travel Individual plan covers persons in the age group of 6 months to 70 years
Maximum duration of the trip will be up to 180 days

Benefits	Policy Variants
	Asian Region	Bronze	Silver	Gold	Platinum
	(US $)	(US $)	(US $)	(US $)	(US $)
Medical Expenses	25,000	50,000	100,000	250,000	500,000
Trip/Flight Delay	Not Covered	Not Covered	Not Covered	25 / 12 hrs	50 / 12 hrs
Dental Treatment	250	250	250	250	500
Accidental Death & Disability	10,000	10,000	10,000	20,000	25,000
Personal Liability	10,000	25,000	50,000	100,000	100,000
Hijack Allowance	50 / 12 hrs	50 / 12 hrs	50 / 12 hrs	50 / 12 hrs	100 / 12 hrs
Loss of Passport	200	200	200	300	300
Loss of Baggage	Not Covered	500	500	500	1,000
Delay of Baggage	Not Covered	200	200	300	300
Emergency Cash	Not Covered	Not Covered	200	200	300

Multi Trip

Easy Travel Annual Multi Trip plan covers persons in the age group of 6 months to 70 years
Platinum plan will not be available for persons aged between 61-70 years
Maximum duration per trip will be 30/60 days with annual limit of 180 days

Benefits	Policy Variants
	Asian Region	Silver	Gold	Platinum
	(US $)	(US $)	(US $)	(US $)
Medical Expenses	25000	100000	250000	500000
Trip/Flight Delay	Not Available	Not Available	25 / 12 hrs	50 / 12 hrs
Dental Treatment	250	250	500	500
Accidental Death & Disability	10000	10000	20000	25000
Personal Liability	10000	50000	100000	100000
Hijack Allowance	50 / 12 hrs	50 / 12 hrs	50 / 12 hrs	100 / 12 hrs
Loss of Passport	200	200	300	300
Loss of Baggage	Not Available	500	500	1000
Delay of Baggage	Not Available	200	300	300
Emergency Cash	Not Available	200	200	300

Exclusions in HDFC Ergo Easy Travel Insurance Policy

The policy will not compensate for:

Traveling abroad for obtaining medical treatment
War or any act of war, invasion, act of foreign enemy, war like operations, civil war, public defense, rebellion, revolution, insurrection, military or usurped acts, riot, terrorism, chemical, radioactive or nuclear contamination
Participation or involvement in naval, military or air force operations, racing, diving, aviation, scuba diving, parachuting, hang-gliding, rock or mountain climbing
Any breach of law with criminal intent
Abuse of intoxicants or hallucinogens including drugs & alcohol
Self-inflicted injury, suicide or attempted suicide
Pregnancy, childbirth & its complications
HIV/AIDS, sexually transmitted diseases
Pre-existing conditions & their complications

HDFC Ergo Easy Travel - Individual Brochure

HDFC Ergo Easy Travel - Individual

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