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Bajaj Allianz Swadesh Yatra Insurance Plan

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Bajaj Allianz Swadesh Yatra Insurance Plan
 
Bajaj Allianz Swadesh Plan is a domestic travel insurance plan for travel within India. It offers emergency medical assistance cover at reasonable rates. The plan has 4 options to choose form. There are add-on covers which can be taken along with the base plan.
 
 
Bajaj Allianz Swadesh Yatra Plan Details
 

 

Coverage
Plan A
Plan B
Plan C
Plan D
Accidental Death and PTD (24 hrs)
Rs. 1,00,000
Rs. 2,00,000
Rs. 3,00,000
Rs. 5,00,000
Accidental Hospitalization Benefit
Rs. 1,00,000
Rs. 1,00,000
Rs. 1,00,000
Rs. 2,00,000
Emergency Medical Evacuation Benefit
Rs. 10,000
Rs. 10,000
Rs. 15,000
Rs. 20,000
Repatriation of Remains Benefit
Rs. 10,000
Rs. 10,000
Rs. 15,000
Rs. 20,000
Personal Liability Benefit
Rs. 1,00,000
Rs. 1,00,000
Rs. 1,00,000
Rs. 2,00,000
Accidental Hospital Cash Benefit
Rs.500/day
7 days
Rs.500/day
7 days
Rs.500/day
7 days
Rs.1,000/day
7 days
 
 
Add-On Covers which can be availed along with Base Plan mentioned above:

 

Add-One Coverages
Benefit Amount
Accommodation Charges due to trip delay Rail/Flight
Rs.1500/day max 2days
Loss of Ticket - Rail/Flight following accident ( Cost of duplicate ticket issuance & Cancellation Cost)
Upto Rs.10,000
Family Transportation
Upto Rs.10,000
Replacement of staff (Business Trip Only)
Upto Rs.10,000
Missed Departure - Rail/Air following accident (Cost of duplicate ticket or cancellation charges)
Rs.10,000
 
 
 
What are the Exclusions in the Bajaj Allianz Travel Insurance Plans?
 
  • Any medical condition or complication arising from it which existed before the commencement of the Policy Period, or for which care, treatment or advice was sought, recommended by or received from a Physician.
  • Routine physical or other examination where there is no objective indication of impairment of normal health.
  • Medical expenses beyond the expiry of the Policy Period.
  • Suicide, attempted suicide or wilfully self-inflicted injury or Illness, mental disorder, anxiety/stress / depression/nervousness having no underlying physical illness as a cause; venereal disease, alcoholism, drunkenness or the abuse of drugs.
  • Manual work or hazardous occupation, self-exposure to needless peril (except in an attempt to save human life), or if engaging in any criminal or illegal act.
  • Pregnancy, resulting in childbirth, miscarriage, abortion, or complication arising out of any of the foregoing.
  • Experimental, unproven or non-standard treatment.
  • Treatment by any other system other than modern medicine (also known as Allopathy).
  • The cost of spectacles, contact lenses, and hearing aids, crutches, and all other external appliances and/or devices whether for diagnosis or treatment.
  • Loss which is not reported to the appropriate police authority within 24 hours of the discovery of the loss, and in respect of which an official report has not been obtained.
  • Loss caused by the Insured's failure to take reasonable steps to guard against the loss of the passport.
 
 
Bajaj Allianz Travel Insurance Claims Handling
 
It is important to notify Bajaj Allianz immediately before seeking Medical Assistance. Use the 24x7 assistance numbers:
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