Tata AIG Travel Guard

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Tata AIA Travel Insurance for Overseas Travel

Tata AIA Travel Insurance for Overseas Travel is a plan called Tata AIA Travel Guard. It is a comprehensive travel insurance plan which takes care of events which are beyond your control in an overseas foreign travel trip. You really cannot really plan for medical emergencies, flight delays and situations like losing your passport. Tata AIA Travel Insurance Plan for Overseas Travel could be of great help in such scenarios and more.

Key Features of Tata AIA Travel Insurance Plan for Overseas Travel

Tata AIA Travel Insurance Plan can be purchased online with a click of a few buttons
No medical certification required for any age
24x7, 365 days a year, round the clock Global Protection
Access to AIA Assist in case of emergency
Automatic 7 day extension in case your trip gets extended

Benefits of Tata AIA Travel Insurance Policy for Overseas Travel

Medical Expenses –Tata AIA Travel Guard takes care of the expenses incurred as a result of some accident or sickness which you are on an overseas trip.

Personal Accident –Cover against Accidental Death & Dismemberment in case of the unfortunate incident anywhere in the world.

Passport Loss –Cover against expenses incurred in getting a new or duplicate passport

Checked in Baggage Loss –Compensation for checked-in baggage loss.

Delay in Trip –Additional expenses incurred due to a trip delay of more than 12 hours would be compensated.

Baggage Delay –A reasonable amount would be paid out for purchase of emergency personal-use items in case there is a delay in arrival of baggage while you are overseas.

Personal Accident –Cover against Accidental Death & Dismemberment in case of the unfortunate incident anywhere in the world.

Personal Liability –Any damage which needs to be paid to third party resulting from death, injury or property damage caused involuntarily by the insured, would be reimbursed.

Hijacking –In case of hijacking of your flight, Tata AIA Travel Guard will pay a distress allowance.

Hospital Expenses –For every day spent in the hospital as a result of injury of sickness, Travel Guard will pay a Daily Benefit to the insured.

Dental Expenses –In case of sudden acute paid, the policy will pay for emergency dental treatment.

Tata AIA Travel Guard Insurance Plan Options

	Platinum	Gold	Silver
Accident & Sickness Medical Expense Reimbursement. Deductible ($100)	$5,00,000	$2,00,000	$50,000
Personal Liability. Deductible ($200)	$2,00,000	$2,00,000	$1,00,000
Accidental Death and Dismemberment (24 hrs)	$25,000	$15,000	$10,000
Accidental Death and Dismemberment	$5,000	$5,000	-
Checked Baggage Loss	$1,000	$1,000	$500
Emergency cash advance	$1,500	$1,000	$500
Sickness Dental Relief. Deductible ($150)	$500	$400	$300
Loss of Passport. Deductible ($30)	$250	$250	$250
Baggage Delay (After first 12 hrs.)	$200	$100	$50
Emergency Medical Evacuation *	Included	Included	Included
Repatriation of Remains *	Included	Included	Included
Hijacking	Max $500 100 $ per day	Max $500 100 $ per day	-
Trip Delay	Max $100 $10 per 12 hrs	Max $100 $10 per 12 hrs	-
Automatic extension of policy upto 7 days	Yes	Yes	Yes

* These are included under Accident & Sickness Medical Expense Reimbursement.

Deductible – The amount which you would have to bear from your pocket in the claim amount.

$ sign indicates US Dollars.

Note – Below mentioned table indicates the maximum eligible expenses per sickness or disease which is applicable to insured persons aged between 56 to 70 years, regards of the plan option chosen:

Description	Limit
Hospital Room & Board and Hospital Misc	Max $1,500/day upto 30 days whichever is less
Intensive Care Unit	Max $3,000/day upto 7 days whichever is less
Surgical Treatment	Max $10,000
Anaesthetist Services	Upto 25% of Surgical Treatment
Physician's Visit	Max $75/day upto 10 visits
Diagnostic and Pre-Admission Testing	Max $500
Ambulance Services	Max $400

What is NOT Covered in the Tata AIA Travel Guard Insurance Plan

You will not be covered for any expenses occurring directly or indirectly as a result of the following:

Travelling against the advice of the physician
Travelling for obtaining treatment
Pre-existing ailments & complications arising out of them
Suicide or attempted suicide
War, terrorism, illegal acts, dangerous sports etc.

Please refer to policy wordings for complete list of exclusions.

Whom to contact in case of a Claim?

You have multiple options in case you want to register a claim for Tata AIA Travel Guard Insurance:

Call us at our India Toll Free No 1800 266 7780
You may also call at these local helpline numbers in your respective cities from any other line:
- Mumbai – 66939500
- Delhi – 66603500
- Bangalore - 66500001
- Pune – 66014156
- Chennai – 66841050
- Hyderabad – 66629882
- Ahmedabad - 66610201
Email: customersupport@tata-aig.com

For Worldwide Assistance Contact:

For the Americas Policies:

Phone: 866-866-2619 (Toll Free) / Direct Dial 713-260-5519

Email: tata.aig@aig.com

For Rest of the world policies excluding the Americas:

Phone: +603-8991-2012/14 (Toll Worldwide)

Email: tgap.tatamedical@travelguard.com

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