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HDFC Life Cancer Care Plan : Best Seller Review
Jul 10, 2018 | 106 VIEWS
Today let me speak about a special plan which sells a lot. I will discuss the HDFC Life’s Cancer Care Plan. It provides financial assistance in case of both minor stage and major stage cancers.

Lets understand this plan better.

There are 3 options in this plan.
  • Silver
  • Gold
  • Platinum

Gold has all the features of Silver + an additional benefit. Similarly, Platinum has all the features of Gold + addition benefits.
  • You can take a cover amount between 10 lakhs and 40 lakhs. 
  • The minimum policy term is 10 years and the maximum is 20 years
  • The maximum age at Maturity is 75 years
  • You can pay premiums in the monthly, quarterly, half-yearly or annual mode

The “Silver” option has the following benefits:
  • You get 25% of the Sum Assured on diagnosis of Early Stage Cancer
  • In case of Major Cancer, the balance 75% is paid in case payment was made for Early Stage Cancer. Else, the 100% of Sum Assured in paid
  • In case of acceptance of claim for Early Stage Cancer, the next 3 years premiums are waived off.

A healthy 30 year old, non-smoker can get a Rs. 20 lakhs cover for 20 years for Rs. 1,384 as annual premiums.


The “Gold” option has the following benefits:

The benefits remain the same as the “Silver” option. But your Sum Assured increases by 10% for every claim-free year, till a maximum of 200% of Sum Assured. Once a claim is made, the Sum Assured will be the increased value which it has attained.

A healthy 30 year old, non-smoker can get a Rs. 20 lakhs cover for 20 years for Rs. 2,120 as annual premiums.

The “Platinum” option has the following benefits:

In addition to the benefits in the “Gold” option, you get 1% of the Sum Assured for a period of 5 years, in case of a Major Cancer. There is a list of Major Cancer which are considered in this plan. You should go through the same at the time of buying the plan.

A healthy 30 year old, non-smoker can get a Rs. 20 lakhs cover for 20 years for Rs. 3,096 as annual premiums.

Click here to Get HDFC Life Cancer Care Plan 

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