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What is Two Wheeler Insurance

Two wheeler insurance is just like you standard car insurance policy. For one it is mandatory and secondly it helps you save money in case of any repairs caused due to some accident. If you go to a garage which has a tie-up with your insurer you can avail a cashless facility where-by the costs of repairs will be directly paid by the insurance company. Depending on the price of your two wheeler, you pay a standard premium and you would be provided a cover which will take care of the costs arising due to damage to your vehicle or to a third party.

What are the different Types of Two Wheeler Insurance Plans?

Just like any motor insurance plan, there are 2 types of covers which you can avail:

Third Party Two Wheeler Insurance

This covers the cost arising due to the damage caused by your vehicle to a third party. It could another vehicle or another person and this insurance component is mandatory by law. You are not supposed to ride a bike on the roads if it does not have third party insurance cover.

Comprehensive Two Wheeler Insurance

This cover provides cover against damage to other vehicles, people and the damage caused to your vehicle also. The cost of repairs of your motorbike will also be taken care of. It is recommended that you purchase a comprehensive two wheeler insurance policy.

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