ManipalCigna Accident Shield: Customisable personal accident plan with up to Rs 25 crore sum insured

ManipalCigna Health Insurance has launched ‘ManipalCigna Accident Shield’, an advanced personal accident plan that offers comprehensive coverage for Accidental Death.

eye icon
clock icon
3 mins 1 sec
calendar icon
Last Updated - November 23, 2023
article image
Listen to this article
audio icon

ManipalCigna Health Insurance has launched ‘ManipalCigna Accident Shield’, an advanced personal accident plan that offers comprehensive coverage for Accidental Death, Permanent Total Disablement, and Permanent Partial Disablement.

In a statement, the insurer said that for adventure enthusiasts, ManipalCigna Accident Shield goes beyond financial security. Whether it’s mountain biking, rock climbing, or other adventurous activities, this plan provides comprehensive coverage, ensuring their passion is matched with robust protection.

“As a health insurance expert, our commitment to providing easy access to quality healthcare is at the heart of our product innovations. Thus keeping in mind the increasing accident incidences and cost, ManipalCigna Accident Shield plan allows policyholders to choose from a range of sum insured options, spanning up to Rs. 25 crores, tailoring their coverage to their specific needs. This plan also offers a claim benefit of up to 200% of the Sum Insured for Accidental Death and Permanent Total Disablement. In addition, the plan provides coverage for Accidental Hospitalization including OPD expenses ensuring even minor injuries are covered,” said Prasun Sikdar, Managing Director and CEO, ManipalCigna Health Insurance.

Three variants

ManipalCigna Accident Shield comes in three variants:

  • Classic Plan: A basic plan covering accidental death, funeral expenses, and repatriation of mortal remains, with the option to enhance it with 10 optional covers.
  • Plus Plan: An enhanced version offering the basic plan benefits along with coverage for Permanent Total Disability and 10 optional covers, including Injury due to Accidents leading to Burns, Air Ambulance benefits, EMI shield, and more.
  • Pro Plan: The ultimate plan with coverage for Permanent Partial Disablement as a base, complemented by 12 optional covers such as Adventure sports cover, Coma benefits, Broken Bones benefit, and more.

ManipalCigna Accident Shield is a comprehensive and customizable accident insurance plan that doesn’t just cover death and disability but also the associated hospitalization and ancillary expenses.

“We understand that accidents can range from minor mishaps to more severe incidents, which is why we’ve gone the extra mile to include features like shield against EMIs, Loan outstanding, and Education of Children in case of an accidental death or disability. With customizable coverage options and exceptional claim benefits, this plan covers policyholders in case of death, disabilities, and debt and reflects our commitment to customer-centric solutions,” Sikdar said.

Disclaimer: The above content is for informational purposes only, based on a press release by ManipalCigna Health Insurance. Please read the offer document carefully before buying any health insurance policy.

author image

MIC Newsdesk is a dedicated department of MyInsuranceClub that specializes in producing insurance-related content. The team comprise of expert writers is well-versed in the insurance industry and creates high-quality, informative, and engaging content.