Best Term Insurance Comparison in India - Premiums & Plan Features

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Compare & Buy Term Insurance Plans

Choose from 35 plans from 16 companies

Policy Details

Amount you wish to be covered for?

2 Crore

1.5 Crore

1 Crore

75 Lakhs

Other
- 10 Lakhs
- 15 Lakhs
- 20 Lakhs
- 25 Lakhs
- 30 Lakhs
- 35 Lakhs
- 50 Lakhs
- 2.5 Crore
- 3 Crore
- 4 Crore
- 5 Crore
- 10 Crore
- 15 Crore
- 20 Crore
- 25 Crore

Duration of Policy?

35 Years

30 Years

25 Years

20 Years

Other
- 5 Years
- 10 Years
- 15 Years
- 20 Years
- 25 Years
- 5 Years
- 6 Years
- 7 Years
- 8 Years
- 9 Years
- 10 Years
- 11 Years
- 12 Years
- 13 Years
- 14 Years
- 15 Years
- 16 Years
- 17 Years
- 18 Years
- 19 Years
- 21 Years
- 22 Years
- 23 Years
- 24 Years
- 26 Years
- 27 Years
- 28 Years
- 29 Years
- 31 Years
- 32 Years
- 33 Years
- 34 Years
- 36 Years
- 37 Years
- 38 Years
- 39 Years
- 40 Years
- 41 Years
- 42 Years
- 43 Years
- 44 Years
- 45 Years
- 46 Years
- 47 Years
- 48 Years
- 49 Years
- 50 Years
- 51 Years
- 52 Years
- 53 Years
- 54 Years
- 55 Years
- 56 Years
- 57 Years
- 58 Years
- 59 Years
- 60 Years

Saves Money
By comparing plans with us you can save a large amount of money every year.
Money saver
Fast
In just a few seconds, we will display premiums from different insurance companies.
Quick comparison
Un-biased
We display premiums from all insurance companies partnered with us. No one is left out!
Fair comparison

Why Compare Term Insurance Plans with us?

There are a large number of term insurance policies available for the consumer today. Selecting the one for your family is an important choice as it is by far the best and most important form of financial protection that you provide for your family.

At MyInsuranceClub, we realise the importance of this step and have designed the process whereby you can compare and select the term plan with the optimum premium and features. You can compare and buy the term insurance policy online itself and ensure that all information is entered by you correctly.

Displays premiums and features of plans from a large number of insurers
Comparison should take you less than 30 seconds
Our comparison is completely un-biased
It's a FREE service!

Thank you for all the assistance your team provided. They were extremely patient and professional in their approach. Good experience.

- Alok Kumar, Jaisalmer
The comparison was indeed easy and also un-biased. We can decide easily basis the information shared and really no assistance is actually required.

- Sanjeev Saran, Rajkot
It was indeed a pleasant experience interacting with your site and your team. Thanks for helping me buy a 1 crore cover.

- Venkat K V, Cochin
I never thought taking a 2 crore cover could be so simple. Great comparison and useful tips. Thanks team for the assistanc provided.

- Sunanda Parekh, Ranchi

What is Term Insurance?

Term insurance is the best & the most important form of insurance and one should take as high a cover as possible as early in life. Term insurance premiums are also the cheapest amongst other life insurance plans. Term insurance plans are the best form of insurance because they are pure protection plans. If we compare term insurance plans with other insurance plans, in this type of policy only the risk of death is covered for the term of the plan. If the insured does not die within the term of the plan, then no payment is made to the policy holder.

What is Online Term Insurance Plan?

There are a large number of online term insurance plans in India. Premium of such online insurance policies are 60-70% lower in comparison to other term plans, all other benefits being the same. Online term plans can save you a lot of money.

What are the benefits in a term insurance policy?

High cover at low premiums

Since this is a pure risk cover and no money is kept aside for investment component, term insurance policies provide a high amount of cover at very low premiums. A healthy 35 yr old male gets to protect his family's financial security for 50 lakhs by paying an annual amount as low as Rs. 6,000 or even lesser. Term insurance is the most important life insurance policy that one should have.

Peace of mind

Term insurance plan is probably the most important financial instrument that one should have. It is sadly often ignored as it does not have any maturity benefits. It is strongly recommended that all earning members who have dependents take adequate term insurance and not rely on the one provided by your company.

Are there any tax savings offered by term insurance plans?

The premiums for term insurance plans paid by the policyholder and the payouts made by insurance companies in case of death of policyholder are both tax free. That being said we advice that one should not buy term insurance plan only from tax saving perspective and should compare all the term insurance plans available in the market and buy the best plan that meets his requirement.

How to choose the best term insurance plan for you?

The cheapest term insurance insurance plan might not be the best plan for you. You should compare the term insurance plans available in the market before making the decision. We suggest buying online term insurance plans as they provide same features as offline plans at affordable premiums.

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