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Choose from 35 plans from 16 companies
Policy Details
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Duration of Policy?
35 Years
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What is Term Insurance?

Term insurance is the best & the most important form of insurance and one should take as high a cover as possible as early in life. Term insurance premiums are also the cheapest amongst other life insurance plans. Term insurance plans are the best form of insurance because they are pure protection plans. If we compare term insurance plans with other insurance plans, in this type of policy only the risk of death is covered for the term of the plan. If the insured does not die within the term of the plan, then no payment is made to the policy holder.

What is Online Term Insurance Plan?

There are a large number of online term insurance plans in India. Premium of such online insurance policies are 60-70% lower in comparison to other term plans, all other benefits being the same. Online term plans can save you a lot of money.

What are the benefits in a term insurance policy?

High cover at low premiums

Since this is a pure risk cover and no money is kept aside for investment component, term insurance policies provide a high amount of cover at very low premiums. A healthy 35 yr old male gets to protect his family's financial security for 50 lakhs by paying an annual amount as low as Rs. 6,000 or even lesser. Term insurance is the most important life insurance policy that one should have.

Peace of mind

Term insurance plan is probably the most important financial instrument that one should have. It is sadly often ignored as it does not have any maturity benefits. It is strongly recommended that all earning members who have dependents take adequate term insurance and not rely on the one provided by your company.

Are there any tax savings offered by term insurance plans?

The premiums for term insurance plans paid by the policyholder and the payouts made by insurance companies in case of death of policyholder are both tax free. That being said we advice that one should not buy term insurance plan only from tax saving perspective and should compare all the term insurance plans available in the market and buy the best plan that meets his requirement.

How to choose the best term insurance plan for you?

The cheapest term insurance insurance plan might not be the best plan for you. You should compare the term insurance plans available in the market before making the decision. We suggest buying online term insurance plans as they provide same features as offline plans at affordable premiums.

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