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LIC Children Deferred Endowment Assurance (CDA) Plan Vesting At 21 Bonus Rates. Calculate returns & Maturity Value
LIC Children Deferred Endowment Assurance (CDA) Plan Vesting At 21 Bonus Rates. Calculate returns & Maturity Value
Jun 01, 2018 | 588 VIEWS

Bonus rates for LIC Whole Life Policy Limited Payment - Table No. 41

The table below shows the Bonus rates declared for Children Deferred Endowment Assurance (CDA) Plan Vesting At 21 from inception. You can use this to calculate the LIC Children Deferred Endowment Assurance (CDA) Plan Vesting At 21 Maturity Value. The vested simple reversionary bonus rates are per 1,000 Sum Assured.

In case you have a plan with Sum Assured of Rs. 5,00,000 - Use the values in the table as following:

Bonus Value = Sum Assured / 1000 x Bonus Rate = 5,00,000 / 1,000 x Bonus Rate


Simple Reversionary Bonus

Year Policy Term (in years) Bonus Rate
2016-2017 < 11 34
11 to 15 38
16 to 20 42
> 20 48
2015-2016 < 11 34
11 to 15 38
16 to 20 42
> 20 48
2014-2015 < 11 34
11 to 15 38
16 to 20 42
> 20 48
2013-2014 < 11 34
11 to 15 38
16 to 20 42
> 20 48
2012-2013 < 11 34
11 to 15 38
16 to 20 42
> 20 48
2011-2012 < 11 34
11 to 15 38
16 to 20 42
> 20 48
2010-2011 < 11 34
11 to 15 38
16 to 20 42
> 20 48
2009-2010 < 11 34
11 to 15 38
16 to 20 42
> 20 48
2008-2009 < 11 34
11 to 15 38
16 to 20 42
> 20 48
2007-2008 < 11 34
11 to 15 38
16 to 20 42
> 20 48
2006-2007 < 11 34
11 to 15 38
16 to 20 42
> 20 48
2005-2006 < 11 31
11 to 15 36
16 to 20 40
> 20 46
2004-2005 < 11 34
11 to 15 40
16 to 20 45
> 20 50
2003-2004 < 11 388
11 to 15 45
16 to 20 51
> 20 57
1st September, 2016 Special Diamond Jubilee Bonus - Details as below


1st September is the Founding Day of LIC. So on 01-September-2016, when LIC celebrated its 60th birthday, the company declared a special bonus for all it's participating plans. To be eligible for this bonus, all premiums should have been paid till 31st March 2016 and should be active as on 1st September 2016. The one-time Diamond Jubilee Bonus Rates for LIC Children Deferred Endowment Assurance (CDA) Plan Vesting At 21 are as shown below.
One-time Diamond Jubilee Bonus

Policy Start Date Bonus Rate
April 2011 to March 2016 5
April 2006 to March 2011 10
April 2001 to March 2006 15
April 1996 to March 2001 25
April 1991 to March 1996 35
April 1986 to March 1991 45
Prior to April 1986 60

Final Addition Bonus

This is a bonus which is paid at the time of maturity or death. It is a reward for continuing with the policy for a certain number of years. It is a one-time bonus which you get at the end of the policy.
 

Below table is for the valuation year : 31-03-2008

No of Years Sum Assured (Rupees) Bonus Rate
15 <= 25,000 0
25,001 to 50,000 0
50,001 to 1,99,999 20
> 2,00,000 40
16 <= 25,000 0
25,001 to 50,000 0
50,001 to 1,99,999 40
> 2,00,000 60
17 <= 25,000 0
25,001 to 50,000 20
50,001 to 1,99,999 55
> 2,00,000 90
18 <= 25,000 20
25,001 to 50,000 35
50,001 to 1,99,999 80
> 2,00,000 110
19 <= 25,000 35
25,001 to 50,000 55
50,001 to 1,99,999 110
> 2,00,000 165
20 <= 25,000 50
25,001 to 50,000 120
50,001 to 1,99,999 200
> 2,00,000 300
21 <= 25,000 90
25,001 to 50,000 196
50,001 to 1,99,999 280
> 2,00,000 390
22 <= 25,000 130
25,001 to 50,000 272
50,001 to 1,99,999 360
> 2,00,000 480
23 <= 25,000 170
25,001 to 50,000 348
50,001 to 1,99,999 440
> 2,00,000 570
24 <= 25,000 210
25,001 to 50,000 424
50,001 to 1,99,999 520
> 2,00,000 660
25 <= 25,000 250
25,001 to 50,000 500
50,001 to 1,99,999 600
> 2,00,000 750
26 <= 25,000 345
25,001 to 50,000 600
50,001 to 1,99,999 700
> 2,00,000 860
27 <= 25,000 440
25,001 to 50,000 700
50,001 to 1,99,999 800
> 2,00,000 970
28 <= 25,000 535
25,001 to 50,000 800
50,001 to 1,99,999 900
> 2,00,000 1080
29 <= 25,000 630
25,001 to 50,000 900
50,001 to 1,99,999 1000
> 2,00,000 1190
30 <= 25,000 725
25,001 to 50,000 1000
50,001 to 1,99,999 1100
> 2,00,000 1300
31 <= 25,000 830
25,001 to 50,000 1120
50,001 to 1,99,999 1220
> 2,00,000 1420
32 <= 25,000 935
25,001 to 50,000 1240
50,001 to 1,99,999 1340
> 2,00,000 1540
33 <= 25,000 1040
25,001 to 50,000 1360
50,001 to 1,99,999 1460
> 2,00,000 1660
34 <= 25,000 1145
25,001 to 50,000 1480
50,001 to 1,99,999 1580
> 2,00,000 1780
35 <= 25,000 1250
25,001 to 50,000 1600
50,001 to 1,99,999 1700
> 2,00,000 1900
36 <= 25,000 1375
25,001 to 50,000 1700
50,001 to 1,99,999 1820
> 2,00,000 2040
37 <= 25,000 1500
25,001 to 50,000 1800
50,001 to 1,99,999 1940
> 2,00,000 2180
38 <= 25,000 1625
25,001 to 50,000 1900
50,001 to 1,99,999 2060
> 2,00,000 2320
39 <= 25,000 1750
25,001 to 50,000 2000
50,001 to 1,99,999 2180
> 2,00,000 2460
40 Years and more <= 25,000 1875
25,001 to 50,000 2100
50,001 to 1,99,999 2300
> 2,00,000 2600


Year of Valuation: 31-03-2010 | 31-03-2011 | 31/03/2012 

No of Years Sum Assured (Rupees) Bonus Rate
15 <= 25,000 0
25,001 to 50,000 0
50,001 to 1,99,999 10
> 2,00,000 20
16 <= 25,000 0
25,001 to 50,000 0
50,001 to 1,99,999 15
> 2,00,000 25
17 <= 25,000 0
25,001 to 50,000 10
50,001 to 1,99,999 20
> 2,00,000 30
18 <= 25,000 10
25,001 to 50,000 15
50,001 to 1,99,999 25
> 2,00,000 35
19 <= 25,000 15
25,001 to 50,000 20
50,001 to 1,99,999 30
> 2,00,000 50
20 <= 25,000 20
25,001 to 50,000 25
50,001 to 1,99,999 40
> 2,00,000 70
21 <= 25,000 25
25,001 to 50,000 30
50,001 to 1,99,999 50
> 2,00,000 100
22 <= 25,000 30
25,001 to 50,000 50
50,001 to 1,99,999 80
> 2,00,000 150
23 <= 25,000 35
25,001 to 50,000 100
50,001 to 1,99,999 150
> 2,00,000 250
24 <= 25,000 70
25,001 to 50,000 150
50,001 to 1,99,999 230
> 2,00,000 350
25 <= 25,000 170
25,001 to 50,000 250
50,001 to 1,99,999 330
> 2,00,000 450
26 <= 25,000 270
25,001 to 50,000 350
50,001 to 1,99,999 430
> 2,00,000 550
27 <= 25,000 370
25,001 to 50,000 450
50,001 to 1,99,999 540
> 2,00,000 670
28 <= 25,000 470
25,001 to 50,000 550
50,001 to 1,99,999 650
> 2,00,000 790
29 <= 25,000 570
25,001 to 50,000 650
50,001 to 1,99,999 760
> 2,00,000 910
30 <= 25,000 670
25,001 to 50,000 750
50,001 to 1,99,999 900
> 2,00,000 1100
31 <= 25,000 800
25,001 to 50,000 900
50,001 to 1,99,999 1100
> 2,00,000 1300
32 <= 25,000 950
25,001 to 50,000 1050
50,001 to 1,99,999 1300
> 2,00,000 1550
33 <= 25,000 1100
25,001 to 50,000 1200
50,001 to 1,99,999 1550
> 2,00,000 1800
34 <= 25,000 1250
25,001 to 50,000 1350
50,001 to 1,99,999 1700
> 2,00,000 2050
35 <= 25,000 1400
25,001 to 50,000 1500
50,001 to 1,99,999 1850
> 2,00,000 2300
36 <= 25,000 1550
25,001 to 50,000 1650
50,001 to 1,99,999 2050
> 2,00,000 2550
37 <= 25,000 1700
25,001 to 50,000 1800
50,001 to 1,99,999 2250
> 2,00,000 2800
38 <= 25,000 1850
25,001 to 50,000 1950
50,001 to 1,99,999 2500
> 2,00,000 3050
39 <= 25,000 2000
25,001 to 50,000 2100
50,001 to 1,99,999 2750
> 2,00,000 3300
40 Years and more <= 25,000 2150
25,001 to 50,000 2500
50,001 to 1,99,999 3000
> 2,00,000 3550

Maturity Value

So to get to the LIC Children Deferred Endowment Assurance(CDA) Plan Vesting at 21, you have to add all of the following - Sum Assured Simple Reversionary Bonus Any special bonus Final Addition Bonus

Do let us know in case you need any further information on the bonus rates for this plan or in calculating the returns for your LIC Children Deferred Endowment Assurance (CDA) Plan Vesting At 21 Policy-41. 

Click here to check Bonus Rates of all LIC Policies

Please contact the LIC office for exact details of the bonus which has accrued in your plan.

You can read know more about the plan and it’s working here - LIC Children Deferred Endowment Assurance (CDA) Plan Vesting at 21 Review 

Deepak Yohannan
Deepak Yohannan is the CEO of MyInsuranceClub. He enjoys writing on Personal Finance and contributes regularly on sites like Reuters & Moneycontrol. He is a strong proponent of online insurance and is often found pointlessly babbling about it!

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