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Future Generali Private Car Insurance

Future Generali General Insurance Co. Ltd. is a JV between Generali Group, a leading Italian company providing financial protection services and Future Group of companies. Generali Group is the biggest insurance provider across Italy and one amongst the most trusted insurance companies in the entire Europe. Future Generali commenced operations in September 2007. The insurer offers a plethora of insurance products to its customers across all the segments including all major kinds of insurance that an individual may need. Car Insurance is also one of them. Car insurance policies by Future Generali are offered with various add-ons so as to allow the customer to choose and opt for extra coverage and enhance the scope of coverage provided for his car.

Key Features

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Car Insurance from Future Generali India is provided to the buyer instantaneously with the minimum amount of effort and time, and with minimal documentation. Car insurance plan issuance is practically instantaneous as it is an online process.
Future Generali Insurance has a certified chain of 2,000 plus workshops and garages where there is the facility of cashless claim settlement available.
The car insurance from Future Generali India offers claims assistance service to policyholders on each day of the week for all the 24 hours. The claim assistance is provided by a highly trained and specialized team of customer care executives
Applying for the car insurance has never been easier with online application for the same. With just a few clicks, a customer can purchase a Future Generali car insurance policy online, with no need to submit documents or for verifications
The Future Generali general insurance company provides timely reminders at no extra cost to the customer for his or her policy to be renewed
Add-on covers under the car insurance policy that can be opted for by a policyholder in order to avail better enhanced coverage for his car under the insurance plan.
The car insurance plans from Future Generali India provide coverage against any loss or damage to the car due to calamities caused by nature such as fire, explosion, self ignition, flood, hailstorm, rockslide or landslide, earthquake, inundation, typhoon, cyclone, flood, tempest, storm, and hurricane.
When there is loss or damage to the car due to malicious act, theft, burglary, riot, terrorist activity, strike, accident by external means.
Any damage while the car is in transit whether by road, elevator, inland waterway, rail, or air shall be covered.
An additional Personal Accident Cover for driver or owner of the car when he or she is driving the vehicle. This cover ensures a sum of Rs. 1 Lac in event of death or a permanent total disability.
An inbuilt third-party liability cover gives legal protection against death and injury claims made by a third party. There is legal protection coverage if damage has been caused to the surroundings including the passengers travelling in the car.
Car Insurance coverage from Future Generali India may also include the following additional legal liabilities by paying an additional premium:
  • Conductor, paid driver, or cleaner employed with respect to operation of the car.
  • Employees travelling in or driving the insured car, other than the paid drive
  • Passengers who do not pay the fare

Benefits

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Future Generali has its soul focus on customer relationships, simplification of the claims process and quality.
 Today, the organization is a preferred brand for insurance in the country.
 Car insurance is imperative for car owners as it ensures protection to the policyholder against damages that have been caused to their car or a third-party in event of an accident.
Future Generali is a trusted choice in India for buying car insurance policies.
The car insurance plan from Future Generali India is apt for those individuals who want a simple and scalable car insurance plan provided by a highly robust private motor insurance company.
The important benefits car Insurance plans provided by Future Generali are mentioned as under:
  • Whether a person is buying new car insurance plans from Future Generali or renewing an old car insurance plan, they will find that it is an easy and stress-free process.
  • Future Generali takes pride in processing and servicing claims in the fastest possible time, with full efficiency and no inconvenience caused to the customer. The policies are issued with the minimal time spent documentation. Since the process is online, the policy issuance is almost instantaneous.
  • A comprehensive car insurance policy is offered by the insurer that covers own damage liability as well as third-party legal liability. There is also a range of covers that are available under the plan, a few of which are free while an additional amount of premium is required for the others.
  • Car Insurance from Future Generali India provides a facility of cashless claim settlement, which may be availed at a network of associated garages all across India.
  • Future Generali has a website where new and existing customer may purchase or renew a car insurance plan, making the whole process quick and easy. The existing or potential customer simply has to log on to the website and click on the ‘motor insurance’ tab, under this the customer will find the category for car insurance plan.
  • Depending on the no. of claim-free years, the policyholder will be entitled to receive a No Claim Bonus of up to 50%. In case the policyholder is transferring his car insurance policy to Future Generali for the first time, then he can be assured that the number of claim-free years that he has accumulated under his previous policy, will be retained by Future Generali.
  • The customer support is available 24x7, so all customer concerns and queries are taken care of expeditiously.
  • In case the accident takes place within the city limits, towing services are provided.
  • All claims are resolved within seven working days from the receipt of all concerned documents.
  • Timely and automated reminders are given to the customers so that they never forget to pay their insurance premiums.