Reliance Private Car Insurance
Reliance car insurance is offered by Reliance General Insurance company, which is one of the leading insurance service providers in India. With over 139 offices and about 12000 intermediaries spread all over the country, this company aims at providing world class service to all its customers. The company offers all types of insurances, be it general or life insurance at affordable pricing. It offers customized insurance plans, thereby ensuring complete customer satisfaction and works towards safeguarding policy holder’s interest.
available 24 X 7
No claim Bonus (NCB)
online insurance plans
Key Features
Reliance Car Insurance plans are offered for both Private Car and Business Vehicles
The insurance plan provides Towing Facility in the event of a breakdown or accident
A duplicate key replacement cover is also available for both new and existing customers
Accident Shield, Consumable expenses and Conveyance Benefit are available as add-on covers under the plan which can be opted for by a customer to enhance the coverage of the car insurance plan.
The reliance car insurance plan also offers assistance in the form of arranging a cab or arranging hotel accommodations in cases of breakdowns or accidents.
Benefits
Anytime assistance on the road is available 24 X 7
This insurance company has a turn around time of quickest claim settlement possible.
Claims are settled across their network garages across the country which counts upto 2300 plus in a cashless mode
The company offers insurance under two categories, namely, third party insurance and comprehensive insurance.
- Third party insurance as mandated by the law is an insurance plan which covers any kind of bodily damage, injury or death caused to a third party or his property, whereas, comprehensive insurance plan provides cover against any kind of injury caused to the buyer, or a co passenger or to the plan buyer’s vehicle.
- The company also offers the facility of No claim Bonus (NCB). NCB is a discount on premium offered by the company to the plan buyer in cases of claim free years. The discount can be accumulated on a yearly basis starting from 20% in the first year and 25% in the following year, continued in the same manner over the subsequent claim free years.
- The company issues online insurance plans. However, these plans can be availed only for private vehicles. The plan buyer need not submit any documents in order to purchase online plans
Reliance Car Insurance Plan at a Glance
| Features | Coverage and Benefits |
| Third Party Coverage | Up To Rs.10 Lakh |
| Incurred Claim Ratio | 107.49% |
| Personal Accident Insurance | 100% of Capital Sum Insured of 5 Lakh |
| Network Garages | 2100+network of garages across India |
| No Claim Bonus | Yes |
FAQs
covered sections under Reliance Private Car InsuranceThe following emergency situations are covered in Reliance car insurance plan:
- Natural calamities are covered and all types of fire, lightening, etc are covered under the same.
- Even man-made calamities like robbery, burglary, riot, terrorism, etc. are covered in this plan
- This reliance car insurance policy provides for accidental coverage to the owner driver as well as registered driver
- There is also third party legal liability coverage as mandated by the law from death and damage which may result in any injury or even death of a person or damage of property etc.
- Electrical or electronic fittings in the car like fog lights, music system, AC, spoilers with brake lights.
- Non-electric fittings like mag wheels, seat covers, non-electrical spoilers, etc. as per the own damage rate on the value of the accessories.
- CNG Kit and Bi-fuel system as endorsed on the RC Book will be covered under the plan at an additional payment of premium.
