HDFC Ergo Health Dengue Care Plan
HDFC Ergo Health Dengue Care Plan is India’s first Health Insurance against Dengu. The plan offers coverage for any medical expenses incurred on inpatient or outpatient treatment for dengue. Life Insured is not required to undergo any medicals at the time of taking the cover.
Flat premium
No medicals
Life Long Renewal
Compare this plan with other Health Plans
Key Features
Flat premium – regardless of age
No medicals – regardless of age
Waiting period – only 15 days
Life Long Renewal
Coverage for non-medical expenses during hospitalization
Tax Benefits – under section 80D of the income tax act
Benefits
The plan benefits at a glance:-
| Benefits | Sum Insured – Rs. 50,000; 100,000 |
| In-patient Treatment | Up to Sum Insured |
| Room Rent | Single Private A/c Room |
| Shared Accommodation Benefit | Covered |
| Pre and Post hospitalization | 15 days |
| Outpatient Treatment
Pharmacy Diagnostic tests Outpatient Consultation Home nursing |
Rs. 10,000 |
| Wellness Offers | Items or services related to prevention of Dengue |
Eligibility
| Particulars | Minimum | Maximum |
| Entry Age (in years) | Adult – 18 | Adult – 65 |
| Child – 91 days | Child – 25 | |
| Premium Paying Term | Life Time Renewability | |
| Premium Paying Frequency | Annual | |
| Premium (in Rs.) | Sum Insured (in Rs.) | |
| 50,000 | 100,000 | |
| 91 Days - 65 years and above | 444 | 578 |
Key points:-
- No maximum cover ceasing age
- An individual and/or his family members namely spouse, dependent children and parents are eligible for buying this cover.
- This cover will be offered on individual Sum Insured basis only.
- The premium for the policy will remain the same for the policy period as mentioned in the policy schedule.
- A maximum of 6 members can be added in a single policy. A maximum of 4 adults and a maximum of 5 children can be included in a single policy.
Exclusions
- Any Treatment other than for Dengue fever.
- Vitamins and tonics unless certified to be required by the attending Medical Practitioner as a direct consequence of an otherwise covered claim.
- Specified healthcare providers (Hospitals /Medical Practitioners).
- Treatment rendered by a Medical Practitioner which is outside his discipline or the discipline for which he is licensed.
- Any treatment or part of a treatment that is not of a reasonable charge, not Medically Necessary; drugs or treatments which are not supported by a prescription.
- Charges related to a Hospital stay not expressly mentioned as being covered, including but not limited to charges for admission, discharge, administration, registration, documentation and filing.
- Any non-medical expenses mentioned in Annexure I of Policy wordings.
- For complete exclusions please refer to the policy document
