HDFC Ergo Health Dengue Care Plan
HDFC Ergo Health Dengue Care Plan is India’s first Health Insurance against Dengu. The plan offers coverage for any medical expenses incurred on inpatient or outpatient treatment for dengue. Life Insured is not required to undergo any medicals at the time of taking the cover.
Key Features of HDFC Ergo Health Dengue Care Plan
Flat premium – regardless of age
No medicals – regardless of age
Waiting period – only 15 days
Life Long Renewal
Coverage for non-medical expenses during hospitalization
Tax Benefits – under section 80D of the income tax act
Benefits you get in HDFC Ergo Health Dengue Care Plan
The plan benefits at a glance:-
Sum Insured – Rs. 50,000; 100,000
Up to Sum Insured
Single Private A/c Room
Shared Accommodation Benefit
Pre and Post hospitalization
Items or services related to prevention of Dengue
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Eligibility Conditions and other restrictions in HDFC Ergo Health Dengue Care Plan
Entry Age (in years)
Adult – 18
Adult – 65
Child – 91 days
Child – 25
Premium Paying Term
Life Time Renewability
Premium Paying Frequency
Premium (in Rs.)
Sum Insured (in Rs.)
91 Days - 65 years and above
No maximum cover ceasing age
An individual and/or his family members namely spouse, dependent children and parents are eligible for buying this cover.
This cover will be offered on individual Sum Insured basis only.
The premium for the policy will remain the same for the policy period as mentioned in the policy schedule.
A maximum of 6 members can be added in a single policy. A maximum of 4 adults and a maximum of 5 children can be included in a single policy.
Exclusions - What is not covered in HDFC Ergo Health Dengue Care Plan?
Any Treatment other than for Dengue fever.
Vitamins and tonics unless certified to be required by the attending Medical Practitioner as a direct consequence of an otherwise covered claim.
Specified healthcare providers (Hospitals /Medical Practitioners).
Treatment rendered by a Medical Practitioner which is outside his discipline or the discipline for which he is licensed.
Any treatment or part of a treatment that is not of a reasonable charge, not Medically Necessary; drugs or treatments which are not supported by a prescription.
Charges related to a Hospital stay not expressly mentioned as being covered, including but not limited to charges for admission, discharge, administration, registration, documentation and filing.
Any non-medical expenses mentioned in Annexure I of Policy wordings.
For complete exclusions please refer to the policy document
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