HDFC Ergo Health Optima Cash Insurance Policy
Apollo Munich Optima Cash policy pays a daily cash amount to cover sickness, accident, day care, convalescence, parent accommodation costs etc incurred by a person an individual or family members.
Key Features of HDFC Ergo Health Optima Cash Insurance Policy
Variants in HDFC Ergo Health Optima Cash Insurance Plan
There are three variants available in Apollo Munich Optima Cash Policy. They are -
What is covered in HDFC Ergo Health Optima Cash Insurance Plan ?
Additional Benefits of HDFC Ergo Health Optima Cash Insurance Policy
Eligibility and Restrictions of HDFC Ergo Health Optima Cash Insurance Policy
|
Minimum |
Maximum |
Daily Cash amount (in Rs.) |
1,000 |
3,000 |
Policy Term (in years) |
1 |
2 |
Entry Age (in years) |
5 |
65 |
Renewable till Age (in years) |
- |
66 (Annual policy) 67 (2 year policy) |
Family floater policy will cover
Tax Benefits HDFC Ergo Health Optima Cash Insurance Policy
Health Insurance premiums paid up to Rs. 15,000 in case of individuals and Rs 20,000 for senior citizens are allowed as a deduction from the taxable income each year under section 80D of the Income Tax Act.
Exclusions - What is not covered in HDFC Ergo Health Optima Cash Insurance Policy?