India's 1st IRDAI Approved Insurance Web Aggregator
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Plan |
ProHealth Protect |
ProHealth Plus |
ProHealth Preferred |
ProHealth Premier |
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Sum Insured |
2.5 Lac |
4.5 Lac |
15 Lac |
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3.5 Lac |
5.5 Lac |
30 Lac |
100 Lac |
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4.5 Lac |
7.5 Lac |
50 Lac |
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10 Lac |
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In-patient hospitalization |
Covered up to shared room |
Covered up to single private room |
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Pre-hospitalization |
Covered up to 60 days before date of hospitalization |
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Post-hospitalization |
Covered up to 90 days post discharge from hospital |
Covered up to 180 days post discharge from hospital |
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Day Care treatment |
Covered up to full sum insured |
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Domiciliary treatment |
Covered up to full sum insured |
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Ambulance expenses |
Up to Rs. 2000 per hospitalization event |
Up to Rs. 3000 per hospitalization event |
Actual expenses paid for hospitalization event |
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Donor expenses |
Covered up to full sum insured |
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Worldwide emergency cover |
Covered up to full sum insured (once in every year) |
Covered up to a maximum of Rs. 10 lacs |
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Restoration of Sum Insured |
Once in every policy year |
Not available |
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Health Maintenance Benefit |
Covered up to Rs.500 |
Covered up to Rs.200 |
Covered up to Rs.15,000 per policy year |
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Maternity expenses |
Not available |
Covered up to Rs.15,000 for normal delivery and Rs. 25,000 for C-section per event |
Covered up to Rs.50,000 for normal delivery and Rs. 1,00,000 for C-section per event |
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New Born Baby expenses |
Not available |
Covered up to limit under maternity expenses |
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First year vaccinations |
Not available |
Covered as per national immunization program over and above maternity expenses |
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Plan |
ProHealth Protect |
ProHealth Plus |
ProHealth Preferred |
ProHealth Premier |
|
Health check up |
Once every 3rd policy year for all insured persons who have completed 18 years of age |
Available at each renewal |
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Expert opinion on critical illness |
Available once during the policy year |
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Cumulative Bonus |
5% increase in sum insured, maximum up to 50% |
10% increase in sum insured, maximum up to 50% |
Not available |
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Healthy rewards |
Reward points can be earned for each year of premium paid and accumulated for 2 years. Points can also be earned for enrolling and completing Our Online Wellness Programs. These earned Reward Points can be used to get a discount in premium from the 3rd Annual Premium or they can be redeemed for equivalent value of Health Maintenance benefits. |
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Critical Illness |
Lump sum payment of 100% of basic sum insured option |
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Plan |
ProHealth Protect (Deductible options) |
ProHealth Plus |
ProHealth Preferred |
ProHealth Premier |
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Deductible (in Rs.) |
2.5 lac |
NA |
4.5 lac |
1 lac |
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3.5 lac |
1 lac |
2 lac |
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4.5 lac |
1 lac |
5.5 lac |
2 lac |
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2 lac |
3 lac |
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7.5 lac |
2 lac |
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|
3 lac |
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10 lac |
3 lac |
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Reduction in maternity waiting |
Not available |
Maternity period reduced to 24 months |
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Voluntary co-payments |
10% or 20% for each and every claim as opted on the policy |
not available |
not available |
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