Future Health Suraksha Individual Plan
Future Health Suraksha is a health insurance plan designed for an individual’s basic health insurance requirements. The plan has all the rudimentary coverage options along with other additional features which make the coverage comprehensive in nature.
Compare this plan with other Health Plans
Future Health Suraksha Individual Plan - Key Features
The plan is designed only for an individual’s coverage. Children can too be covered under the plan if they are above 91 days of age and below 25 ye
There are four plan variants which are Basic, Silver, Gold and Platinum. The Platinum plan is available for Sum Assured levels of Rs.6 lakhs and ab
The plan promises lifelong renewability.
The Sum Assured is increased by 10% if a claim is not made in any year. The maximum increment allowed is limited to 50%.
In case of hospitalization due to an accident, the Sum Assured is increased by 25% to a maximum of Rs.1 lakh.
Free health check-ups are available after every 4 continuous policy years.
The plan provides cashless approvals within 90 minutes at across 4200 hospitals in 492 cities.
Future Health Suraksha Individual Plan - Benefits
Being a health insurance plan, a range of benefits are provided under the plan which are mentioned below: The plan offers a Family Discount. If more than one family member is covered under the same policy, a premium discount of 10% is allowed. For each year where the proposer has not made any claim in the policy, the Sum Assured is increased by 10% subject to a maximum of 50% increment in If the proposer wants to port his existing health insurance plan taken from another company to this plan, he can do so. Such portability should be A cooling off period or a free look period of 15 days is granted to the policyholder after the policy issuance to review the policy terms and condi A grace period of 30 days is allowed for paying the premium after the due date during which the policy cover continues. The plan can be bought only by permanent Resident Indians for themselves. The other eligibility criteria of the plan include:...
Working of the Future Generali Future Health Suraksha Plan
Zones
Cities
Zone A
Mumbai, Delhi and NCR regions.
Zone B
Chennai, Kolkata, Bangalore, Ahmedabad and Hyderabad.
Zone C
Rest of India
Eligibility Criteria of Future Generali Future Health Suraksha Plan
Minimum
Maximum
Entry age
90 days
70 years
Plan tenure
1 year
Premium payable
Depends on the age and Sum Assured chosen
Sum Assured
Age up to 55 years – up to Rs.10 lakhs
Age above 55 years – up to Rs.5 lakhsExclusions in Future Generali Future Health Suraksha Plan
