ReAssure Health Insurance Plan UIN MAXHLIP21060V012021

Can avail health checkup right after the purchase of the policy.

Insurance coverage up to Rs.1 crore

Inpatient care without any room rent capping

• Get up to 30% renewal discount based on the number of steps taken

• Cashless claim processing in just 30 mins
• Doubles the sum insured in 2 claim free years

When the policyholder gets hospitalized for more than 24 hours, the expenses occurring during that period is covered.

This plan gives an extensive pre and post hospitalization cover to the policyholder. The expenses covered period is 60 days prior to being admitted and 180 days post discharge from the hospital. You can know more about the pre & post hospitalization through this article.

Medical expenses that are incurred on the part of the organ donor along with the insured person during the process of transplant are covered.

Day care treatments are those where the patient is not required to be hospitalized for more than 24 hours. Chemotherapy, radiation, dialysis, cataract, lithotripsy, tonsillectomy are a few of the other day care treatments covered here.

This benefit means a policyholder is considered hospitalized even when they are getting treated at home. It is only considered when approved or prescribed by a doctor.

You can avail coverage for emergency ambulance service

Hospital accomodation are the facilities that are usually provided by the hospitals or medical facility center. Your daily meals, refreshments come under the head of hospital accommodation. You are entitled to get coverage up to the sum insured for the room rent. There is no capping for ICU room rent.

• Health checkup: You can avail health checkup facility right after the issuance of the policy. For pre-defined list of tests; upto Rs.500 for every sum insured of Rs.1 Lakh. Here is the list of health checkups that you can avail.
• Booster Benefit: With every claim free year, the sum insured increases by 50% and maximum up to 100%
• Tax Benefit: You can show this investment to avail tax exemption under section 80D of the Income Tax Act
• Live healthy Benefits: One of features of ReAssure Health Insurance plan is that one can avail discounts up to 30% on renewal of your policy. Live Healthy Benefits percentage depends on the health points a policyholder achieves through the mobile application of Niva Bupa.
• Modern Treatment: One can avail of modern treatments like robotic surgeries. Expenses are covered up to a sum insured with a sub-limit of Rs.1 Lakh.
• Shared accommodation cash benefit: The policyholder is entitled to get a cash benefit of Rs. 800 per day (Maximum of Rs. 4,800) on base sum assured up to Rs. 15 Lakhs on hospitalization and Rs. 1,000 per day (Maximum of Rs. 6,000) on base sum assured above Rs. 15 Lakhs.