Bharti AXA Life Secure Confident

Bharti Axa Secure Confident is a pure term insurance plan where the nominee would get the Sum Assured as the Death Benefit if the Life Insured dies within the policy tenure. However, if the Life Insured survives the entire policy term, then there is no Maturity Benefit that is paid to the policyholder. This plan is purely for protection purpose.

in-patient-hospitalisation-overview icon
pure term insurance
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Offers additional benefits
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Death Benefit
Compare this plan with other Term Plans
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Key Features

Pure term insurance

It is a pure term insurance policy

Offers additional benefits

Offers additional benefits like Accidental Death and Disability Benefit Rider and Critical Illness Benefit Rider


Death Benefit

In case of the death of the life insured, the nominee gets the sum assured under the plan.

Maturity Benefit

There is no maturity benefit under this plan. So if the policyholder survives through the term of the policy, there is no money paid back.

Income Tax Benefit

Life Insurance premiums paid up to Rs. 1,00,000 are allowed as a deduction from the taxable income each year under section 80C


Accidental Death and Disability Benefit Rider and

Critical Illness Benefit Rider


  Minimum Maximum
Sum Assured (in Rs.) 5,00,000 24,99,999
Policy Term (in years) 5 25
Premium Payment Term (in years) Equal to policy term Equal to policy term
Entry Age of Policyholder 18 55
Age at Maturity - 60
Single premium (in Rs.) NA NA
Payment modes

Yearly, Half-Yearly, Quarterly and Monthly


angle down iconWhat happens if You stop paying the premium?

If the policy holder stops paying the premium, then all benefits of the policy will cease after the expiry of the grace period of the unpaid premium due date. It can however be re-instated within 2 years of lapsation by paying up all due premiums with interest.

angle down iconWhat happens if You want to surrender the policy?

There are no surrender benefits under this term plan.

angle down iconWhat happens if You want a loan against your policy?

Loan facility is not available under this policy.