Policy Year |
Money back (in %) |
Benefit (in Rs.) |
4 |
10% |
28,536 |
7 |
15% |
42,804 |
10 |
20% |
57,072 |
13 |
25% |
71,340 |
16 |
30% |
85,608 |
Benefits (in Rs) |
@ 8% |
@4% |
Sum Assured |
2,85,361 |
2,85,361 |
High Sum Assured Addition |
28,536 |
28,536 |
Vested Bonuses |
2,16,874 |
81,328 |
Policy Term/Policy Duration (in years) |
Benefits paid as a % of Sum Assured |
|||||
4 |
7 |
10 |
13 |
16 |
19 |
|
10 |
10% |
15% |
- |
- |
- |
- |
13 |
10% |
15% |
20% |
- |
- |
- |
16 |
10% |
15% |
20% |
25% |
- |
- |
19 |
10% |
15% |
20% |
25% |
30% |
- |
22 |
10% |
15% |
20% |
25% |
30% |
35% |
Sum Assured/ Policy Term (in years) |
High Sum Assured addition percentage (%) |
||||
10 |
13 |
16 |
19 |
22 |
|
Less than 2.5 lac |
Nil |
Nil |
Nil |
Nil |
Nil |
2.5 lacs & above, but less than 5 lacs |
4 |
6 |
8 |
10 |
12 |
5 lacs and above |
8 |
12 |
16 |
20 |
24 |
Option I |
Option II |
Higher of - Maximum of 10 times annual premium, sum assured, high sum assured, vested bonus - 105% of all premiums paid |
Higher of - Maximum of 7 times annual premium, sum assured, high sum assured, vested bonus - 105% of all premiums paid |
Parameters |
Minimum |
Maximum |
Entry Age (in years) |
14 |
55 |
Maturity Age |
24 |
70 |
Sum Assured |
1,00,000 |
No Limit |
Policy Term (in years) |
10,13,16,19 and 22 |
|
Premium Paying Term (in years) |
Equal to policy term |
|
Premium Payment modes |
Yearly, Half-yearly, Quarterly and Monthly |