Tata AIA Life Health First Plan
Tata AIG Life Health First is a comprehensive lump sum payout health plan from Tata AIG Life Insurance. This plan is different from those offered by non – life insurance companies, which only reimburse the actual expenses incurred. While this is important, it is also important to note that these do not provide for other related expenses such as replacement of income that is lost due to hospitalization or expenses of follow up treatment.
This policy offers a number of covers under the same plan, with each cover having a different coverage amount. This ensures that many health-related problems can be financially covered under the same plan – coverage such as Hospitalization, Critical Illness, Surgery, Post-hospitalization and Unfortunate Death.
Key Features of Tata AIA Life Health First Insurance Plan
What is covered in Tata AIA Life Health First Insurance Policy?
Additional Benefits of Tata AIA Life Health First Policy
Eligibility and Restrictions of Tata AIA Life Health First Plan
|
Minimum |
Maximum |
Coverage (Face Amount) |
1 unit |
10 units |
Policy Term (in years) |
5 |
5 |
Entry Age (in years) |
18 |
60 |
Renewable till Age (in years) |
- |
65 |
Benefits / Cover |
Number of Units purchased |
||||
2 |
4 |
6 |
8 |
10 |
|
Daily Hospital Benefit (in Rs. per day) |
500 |
1000 |
1500 |
2000 |
2500 |
Surgical Benefit (in Rs.) |
25,000 |
50,000 |
75,000 |
100,000 |
125,000 |
Critical Illness Cover (in Rs.) |
250,000 |
500,000 |
750,000 |
1,000,000 |
1,250,000 |
Post Hospitalisation Benefit (in Rs.) |
250 |
500 |
750 |
1000 |
1250 |
Death Benefit (in Rs.) |
2,000 |
4,000 |
6,000 |
8,000 |
10,000 |
Lifetime Limit (in Rs.) |
500,000 |
1,000,000 |
1,500,000 |
2,000,000 |
2,500,000 |
Tax Benefits
Exclusions - What is not covered in Tata AIA Life Health First?