Coverages
|
Standard
|
Silver
|
Gold
|
Medical Expenses, Evacuation
& Repatriation |
$50,000
|
$1,00,000
|
$2,00,000
|
Emergency dental pain relief
included in (I) above |
$500
|
$500
|
$500
|
Tuition Fee
|
$10,000
|
$10,000
|
$10,000
|
Personal Accident
Only 50% of the Sum assured in respect of the death of the insured person below age of 18 years |
$50,000
|
$50,000
|
$50,000
|
Loss of Baggage (Checked)
Per baggage maximum 50% and per item in baggage maximum 10% |
$1,000
|
$1,000
|
$1,000
|
Accident to Sponsor
|
$10,000
|
$10,000
|
$10,000
|
Family Visit
|
$7,500
|
$7,500
|
$7,500
|
Personal Liability
|
$1,00,000
|
$1,00,000
|
$1,00,000
|
Coverages
|
Standard
|
Silver
|
Gold
|
Medical Expenses, Evacuation
& Repatriation |
$50,000
|
$1,00,000
|
$2,00,000
|
Emergency dental pain relief
included in (I) above |
$500
|
$500
|
$500
|
Personal Accident
|
$25,000
|
$25,000
|
$25,000
|
AD &D Common Carrier
|
$2,500
|
$2,500
|
$2,500
|
Loss of Baggage (Checked)
Per baggage maximum 50% and per item in baggage maximum 10% |
$1,000
|
$1,000
|
$1,000
|
Bail Bond Insurance
|
$500
|
$500
|
$500
|
Tuition Fee
|
$10,000
|
$10,000
|
$10,000
|
Accident to Sponsor
|
$10,000
|
$10,000
|
$10,000
|
Family Visit
|
$7,500
|
$7,500
|
$7,500
|
Personal Liability
|
$1,00,000
|
$1,00,000
|
$1,00,000
|
Coverages
|
Benefits
|
No. of Days
|
Medical Expenses, Evacuation
& Repatriation |
Not Covered
|
30
|
Personal Accident
Note: Only 50% of the Sum assured in respect of the death of the insured person below age of 18 years |
$25,000
|
60
|
AD&D Common Carrier
|
$2,500
|
90
|
Loss of Checked Baggage
Per Baggage maximum 50 % and per item in the baggage maximum 10 %. |
$1,000
|
120
|
Personal Liability
|
$1,00,000
|
180
|
Bail Bond
|
$5,000
|
240
|
Tuition fee
|
$10,000
|
270
|
Accident to Sponsor
|
$10,000
|
365
|
Family Visit
|
$7,500
|
|
Coverages
|
Cover Amount
|
No. of Days
|
Medical Expenses, Evacuation
& Repatriation Note: Covers accidental hospitalization only, sickness excluded. |
$50,000
|
30
|
Personal Accident
Note: Only 50% of the Sum assured in respect of the death of the insured person below age of 18 years |
$25,000
|
60
|
AD&D Common Carrier
|
$2,000
|
90
|
Loss of Checked Baggage
Note: Per Baggage maximum 50 % and per item in the baggage maximum 10 %. |
$1,000
|
120
|
Personal Liability
|
$1,00,000
|
180
|
Bail Bond
|
$5,000
|
240
|
Tuition Fee
|
$10,000
|
270
|
Accident to Sponsor
|
$10,000
|
365
|
Family Visit
|
$7,500
|
|
Loss of Passport
|
$250
|
25
|
Type of Claim
|
Documents Required
|
Procedure
|
Medical Accident & Sickness Expenses (outside India)
|
|
|
Loss of Baggage
|
|
|
Delay of Baggage
|
|
|
Loss of Passport
|
|
|
Tuition Fees
|
|
|
Accident to Sponsor
|
|
|
Family Visit
|
|
|
Personal Liability
|
|
|
Accidental Death & Disability
|
|
|
Country
|
Country Code
|
Phone Number
|
USA
|
001
|
186658 76903
|
Canada
|
001
|
186691 43705
|
Austria
|
043
|
990+800 10002005
|
Belgium
|
032
|
|
Denmark
|
045
|
|
France
|
033
|
|
Germany
|
049
|
|
Hungary
|
036
|
|
Ireland
|
353
|
|
Italy
|
039
|
|
Malaysia
|
060
|
|
Netherlands
|
031
|
|
New Zealand
|
064
|
|
Norway
|
047
|
|
Philippines
|
063
|
|
Portugal
|
351
|
|
Spain
|
034
|
|
Sweden
|
046
|
|
Switzerland
|
041
|
|
UK
|
044
|
|
Finland (Carrier TS)
|
358
|
990+800 10002005
|
Finland (Carrier Elisa)
|
358
|
999+800 10002005
|
Hong Kong
|
852
|
001+800 10002005
|
Israel
|
972
|
014+800 10002005
|
Singapore
|
065
|
001+800 10002005
|
South Korea (Carrier Telecom)
|
082
|
001+800 10002005
|
South Korea (Carrier Dacom)
|
082
|
002+800 10002005
|
Thailand
|
066
|
001+800 10002005
|
Japan (Carrier Tele)
|
081
|
0041-010+800 10002005
|
Japan (Carrier IDC)
|
081
|
0061-010+800 10002005
|
Japan (Carrier NTT)
|
081
|
0033-010+800 10002005
|
Japan (Carrier KDD)
|
081
|
001-010+800 10002005
|
Australia
|
061
|
0011+800 10002005
|
Period of Risk
|
Rate of Premium Retained by Company
|
Above 50% of Policy Period
|
100% of Premium
|
Between 40-50% of Policy Period
|
80% of Premium
|
Between 30-40% of Policy Period
|
75% of Premium
|
Between 20-30% of Policy Period
|
60% of Premium
|
Policy inception-20% of Policy Period
|
50% of Premium
|