HDFC Life Click 2 Protect Health
Click 2 Protect Health Plan is a combi plan offering benefits of both term insurance and health insurance. This plan is being offered by HDFC Life in Partnership with Apollo Munich Health Insurance Company. Both companies have combined their 2 best selling plans to offer this combination plan. This plan combines the benefits of Click 2 Protect 3D Plus Plan & Optima Restore Plan.
You can take these 2 plans separately too. By taking this in the combo version, you can just do one medical test and submit documentation just once for both term insurance and health insurance requirements.
|Term + Health
Offers both term insurance & health insurance benefits in one plan
Tax benefits under Sec 80C, Sec 80D & Sec 10(10D)
Serviced by both companies network branches
- Life cover benefits with 9 plan variants at affordable premiums
- All future premiums are waived in case of Accidental Permanent Disability
- Option to increase life cover at specified events in life without any medicals
- Flexibility to increase cover through top-up options
- Tax rebates under Sec 80C & Sec 10(10D) of the Income Tax Act
Your nominee gets a Lumpsum Benefit on death or diagnosis of Terminal Illness. The future premiums are waived in case of Total Permanent Disability due to an accident.
In addition to the benefits under "Life Option", you will receive an additional benefit of waiver of your future premiums upon diagnosis of a Critical Illness.
In addition to the benefits under "Life Option", your nominee gets an additional Extra Life Sum Assured in case of death due to an Accident.
Your nominee will receive a Lumpsum benefit and a regular stream of Income for a fixed number of years.
In addition to the benefits under "Income Option", an additional Lumpsum & Income benefit is paid upon death due to accident.
Instead of a lumpsum payment, your nominee will receive a regular monthly income.
In case you survive the policy term, all premiums paid by you will be returned at the end of the policy term. On death / diagnosis of Terminal Illness during the Policy Term a Lumpsum benefit will be paid to your nominee
This option provides life-long protection. Your nominee gets a Lumpsum Benefit on death or diagnosis of Terminal Illness. The future premiums are waived in case of a Disability due to an accident.
In addition to the benefits under "Life Long Protection Option" as mentioned above, you will receive an additional benefit of waiver of your future premiums upon diagnosis of Critical Illness.
|All Options except Life Long Protection Option & 3D Life Long Protection Option
|Life Long Protection Option & 3D Life Long Protection Option
|Min Age at Entry
|Max Age at Entry
|Min Policy Term
|Max Policy Term
|Min Age at Maturity
|Max Age at Maturity
|10 lakhs onwards, No upper limit
|3 lakhs / 5 lakhs / 10 lakhs / 15 lakhs / 20 lakhs / 25 lakhs / 50 lakhs