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HDFC Life Click 2 Protect 3D Plus Plan

Sample Premiums for this plan
Healthy Person | Non - Smoker | Policy Term - 25 years
100 Lakhs Cover
7611
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Accidental Total Permanent Total Disability
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Terminal Illness
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Different Option

HDFC Life Click 2 Protect 3D Plus is a term insurance policy with a lot of variants which customers can choose to enhance their protection plan. Being a term insurance plan, it offers large cover at low premiums. 

The plan has 9 options to choose from:

  1. Life Option
  2. 3D Life Option
  3. Extra Life Option
  4. Income Option
  5. Extra Life Income Option
  6. Income Replacement Option
  7. Return of Premium Option
  8. Life Long Protection Option
  9. 3D Life Long Protection Option

All the above options have 3 in-built features in the plan.

  • Lumpsum payment on Death – In case of policyholder’s death anytime after taking the policy and during the policy term, the sum assured is paid to the nominee.
  • In case of Accidental Total Permanent Total Disability – All future premiums are waived off and the cover continues till the end of the policy term.
  • In case of a Terminal Illness – If the policyholder is diagnosed with a terminal illness, the Sum Assured is paid to the policyholder and the policy terminates.


Before proceeding further, let us understand what Accidental Total Permanent Disability & Terminal Illness mean in HDFC Life Click 2 Protect 3D Plus term insurance plan as these are a feature of all plan options.

Compare this plan with other Term Plans

HDFC Life Click 2 Protect 3D Plus Plan - Key Features

Accidental Total Permanent Total Disability
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If the policyholder meets with an accident and is rendered permanently disabled basis the definition below:

The policyholder suffers an inju...

Terminal Illness
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A life assured shall be regarded as terminally ill only if that life assured is diagnosed as suffering from a condition which, in the opinion of tw...

Life Option
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Suppose Ms. Ritika Verma from Mumbai has taken this plan with Life Option. She does not consume any form of tobac...

02 - 3D Life Option
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Suppose Ms. Ritika Verma from Mumbai has taken this plan with 3D Life Option. She does not consume any form of to...

Extra Life Option
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Suppose Ms. Ritika Verma from Mumbai has taken this plan with Extra Life Option. She does not consume any form of...

Income Option
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Suppose Ms. Ritika Verma from Mumbai has taken this plan with Income Option. She does not consume any form of tob...

Extra Life Income Option
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Suppose Ms. Ritika Verma from Mumbai has taken this plan with Extra Life Income Option. She does not consume any ...

Income Replacement Option
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Suppose Ms. Ritika Verma from Mumbai has taken this plan with Income Replacement Option. She does not consume any...

Return of Premium Option
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Suppose Ms. Ritika Verma from Mumbai has taken this plan with Return of Premium Option. She does not consume any ...

Lifelong Protection Option
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Suppose Ms. Ritika Verma from Mumbai has taken this plan with Life Long Protection Option. She does not consume a...

3D Lifelong Protection Option
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Suppose Ms. Ritika Verma from Mumbai has taken this plan with 3D Life Long Protection Option. She does not consum...

HDFC Life Click 2 Protect 3D Plus Plan - Benefits

Life Stage Protection

This option is available for all plan options and is subject to BAUP.Under this feature, you have the option to increase the basic Sum Assured with...

Top Up Option

  • This option is available for all plan options. You may opt for a systematic increase of your cover from 1st policy anniversary onwards.Some o...

List of 34 Critical Illnesses covered under HDFC Click2Protect 3D Plus Policy

Cancer Related Cardiac Related...

Eligibility Criteria and Other Conditions

Eligibility Criteria All Options except Life Long
Protection Option & 3D Life Long Protection Option
Life Long Protection Option &
3D Life Long Protection Option
Min Age at Entry 18 years 25 years
Max Age at Entry 65 years 65 years
Min Policy Term 5 years Whole of Life
Max Policy Term 50 years
Premium Payment Mode Single Pay Regular Pay,
Limited Pay : 5 years to 39 years
Limited Pay : (65 - Age at Entry)
Premium Payment Frequency Single, Annual, Semi-Annual, Quarterly, Monthly Annual, Semi-Annual, Quarterly, Monthly
Min Age at Maturity 23 Whole of Life
Max Age at Maturity 75
Minimum Basic Sum Assured Rs.10,00,000