HDFC Life Click 2 Protect 3D Plus Plan
HDFC Life Click 2 Protect 3D Plus is a term insurance policy with a lot of variants which customers can choose to enhance their protection plan. Being a term insurance plan, it offers large cover at low premiums.
The plan has 9 options to choose from:
- Life Option
- 3D Life Option
- Extra Life Option
- Income Option
- Extra Life Income Option
- Income Replacement Option
- Return of Premium Option
- Life Long Protection Option
- 3D Life Long Protection Option
All the above options have 3 in-built features in the plan.
- Lumpsum payment on Death – In case of policyholder’s death anytime after taking the policy and during the policy term, the sum assured is paid to the nominee.
- In case of Accidental Total Permanent Total Disability – All future premiums are waived off and the cover continues till the end of the policy term.
- In case of a Terminal Illness – If the policyholder is diagnosed with a terminal illness, the Sum Assured is paid to the policyholder and the policy terminates.
Before proceeding further, let us understand what Accidental Total Permanent Disability & Terminal Illness mean in HDFC Life Click 2 Protect 3D Plus term insurance plan as these are a feature of all plan options.
Compare this plan with other Term Plans
HDFC Life Click 2 Protect 3D Plus Plan - Key Features
If the policyholder meets with an accident and is rendered permanently disabled basis the definition below: The policyholder suffers an inju
A life assured shall be regarded as terminally ill only if that life assured is diagnosed as suffering from a condition which, in the opinion of tw
Suppose Ms. Ritika Verma from Mumbai has taken this plan with Life Option. She does not consume any form of tobac
Suppose Ms. Ritika Verma from Mumbai has taken this plan with 3D Life Option. She does not consume any form of to
Suppose Ms. Ritika Verma from Mumbai has taken this plan with Extra Life Option. She does not consume any form of
Suppose Ms. Ritika Verma from Mumbai has taken this plan with Income Option. She does not consume any form of tob
Suppose Ms. Ritika Verma from Mumbai has taken this plan with Extra Life Income Option. She does not consume any
Suppose Ms. Ritika Verma from Mumbai has taken this plan with Income Replacement Option. She does not consume any
Suppose Ms. Ritika Verma from Mumbai has taken this plan with Return of Premium Option. She does not consume any
Suppose Ms. Ritika Verma from Mumbai has taken this plan with Life Long Protection Option. She does not consume a
Suppose Ms. Ritika Verma from Mumbai has taken this plan with 3D Life Long Protection Option. She does not consum
HDFC Life Click 2 Protect 3D Plus Plan - Benefits
This option is available for all plan options and is subject to BAUP.Under this feature, you have the option to increase the basic Sum Assured with
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Cancer Related
Cardiac Related... Eligibility Criteria and Other Conditions
Eligibility Criteria
All Options except Life Long
Protection Option & 3D Life Long Protection OptionLife Long Protection Option &
3D Life Long Protection Option
Min Age at Entry
18 years
25 years
Max Age at Entry
65 years
65 years
Min Policy Term
5 years
Whole of Life
Max Policy Term
50 years
Premium Payment Mode
Single Pay Regular Pay,
Limited Pay : 5 years to 39 yearsLimited Pay : (65 - Age at Entry)
Premium Payment Frequency
Single, Annual, Semi-Annual, Quarterly, Monthly
Annual, Semi-Annual, Quarterly, Monthly
Min Age at Maturity
23
Whole of Life
Max Age at Maturity
75
Minimum Basic Sum Assured
Rs.10,00,000
