HDFC Life Sampoorn Nivesh
HDFC Life Sampoorn Nivesh is a unit-linked insurance plan (ULIP) where the returns are linked to the market performance. The plan offers 3 benefit options to choose from and reduced premium allocation charge on investing higher premium amount.
Compare this plan with other Investment Plans
HDFC Life Sampoorn Nivesh - Key Features
Flexibility to choose your investment term from 10 to 25 years
Choice of 3 Benefit Options to suit your financial requirements
Option of accidental death benefit through Extra Life Option
Loyalty additions to enhance your Fund Value after 10 years
Reduced premium allocation charge on investing higher premium amount
HDFC Life Sampoorn Nivesh - Benefits
HDFC Life Sampoorn Nivesh provides 3 Benefit Options to choose from based on your requirement:
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In case of the Life Assured’s unfortunate demise during the policy term, we will pay a lump sum amount to the nominee as mentioned below:
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This benefit is only available under Classic Benefit Extra Life Option. In case of death due to accident during the term of the policy, an Addition
On survival till the end of policy term, you will receive your Fund Value as Maturity Benefit
Guaranteed Loyalty Additions from 10th policy year
Reduced Allocation Charge
Reduced Premium Allocation Charge by investing higher premiu
Tax Benefit available for premiums paid as per Section 80C and benefit amount received as per Section 10(10D) of Income Tax Act, 1961
Tax Benefit
Tax Benefit available for premiums paid as per Section 80C and benefit amount received as per Section 10(10D) of Income Tax Act, 1961
Eligibility and other Conditions of HDFC Life Sampoorn Nivesh
| Parameters | Minimum | Maximum |
| Premiums | Single: Rs. 24,000 Annual: Rs. 24,000 Half-yearly: Rs 12,000 Quarterly: Rs 6,000 Monthly: Rs 2,000 |
No Limit |
| Policy Term | 10, 15, 16, 17, 18, 19 and 20 years | |
| Premium Payment Term | Single : One-time payment Limited : 5, 7 and 10 years Regular: 10, 15 to 25 years |
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| Classic (Life) Option | |||
| Minimum | Maximum (5 Pay) | Maximum (Other than 5 Pay) | |
| Age at Entry | 18 years | 53 years | 58 years |
| Age at Maturity | 28 years | 63 years | 68 years |
| Classic (Extra Life) Option | |||
| Minimum | Maximum (5 Pay) | Maximum (Other than 5 Pay) | |
| Age at Entry | 18 years | 53 years | 58 years |
| Age at Maturity | 28 years | 63 years | 68 years |
| Classic Plus Option | |||
| Minimum | Maximum (5 Pay) | Maximum (Other than 5 Pay) | |
| Age at Entry | 0 years (30 days) | 48 years | 50 years |
| Age at Maturity | 18 years | 58 years | 60 years |
| Classic Waiver Option | |||
| Minimum | Maximum (5 Pay) | Maximum (Other than 5 Pay) | |
| Age at Entry | 18 years | 47 years | 50 years |
| Age at Maturity | 28 years | 57 years | 60 years |
HDFC Life Sampoorn Nivesh - FAQs
Your fund value less discontinued charges will be moved to the 'Discontinued Policy Fund. The fund value corresponding to the 'Discontinued Policy Fund' will be paid out on the completion of the lock-in period.
Your fund value will be paid out
