HDFC Life Click 2 Protect Term Insurance Plan
HDFC Life Click 2 Protect Plan is a term insurance plan which can be purchased online. This protection plan pays a lump sum amount to the nominee in the event of death of the polidy holder. This is a pure risk protection plan and is available for online purchase without any agent intervention.
Like all other Pure Term Plans, HDFC Life Click 2 Protect pays benefit amount on the death of the policyholder. If the life insured dies within the policy term, then his/her nominee gets the agreed sum assured.
HDFC Life Insurance has recently launched Click2Protect 3D Plus - their new online term plan which offers protection against 3D's - Death, Disability and Disease. Click here to know more.
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Key Features of HDFC Life Click 2 Protect Term Plan
* Company records (for individual and group plans) as on 31st July, 2013.
* A life cover of 75 lakhs without the hassles of a medical test for age less than 40(Company reserves the right to call for medical tests based on information submitted and subsequent under writing assessment)
Benefits under HDFC Life Click 2 Protect Term Plan
Eligibility conditions and other restrictions in HDFC Life Click 2 Protect Term Plan
|
Minimum |
Maximum |
Sum Assured (in Rs.) |
10,00,000 |
10,00,00,000 |
Policy Term (in years) |
10 |
30 |
Premium Payment Term (in years) |
Equal to policy term |
|
Entry Age of Policyholder |
18 |
55 |
Age at Maturity |
28 |
65 |
Premium (in Rs.) |
2,000 |
No Limit |
Payment modes |
Yearly |
Sample illustration of premium amount in HDFC Life Click 2 Protect Term Plan
The below illustration is for a healthy Male (non-tobacco user) opting for a Sum Assured = Rs. 50 lakhs and Policy Term = 25 years
Additional Features and Benefits of HDFC Life Click 2 Protect Term Plan
Riders – There are no riders available under HDFC Life Click 2 Protect Term Plan
Riders |
Available |
Accidental Death Benefit |
X |
Accidental Dismemberment Benefit |
X |
Waiver of Premium |
X |
Critical illness |
X |
Family Income Benefit |
X |
Accelerated Sum Assured |
X |
Hospital Cash Benefit |
X |
What happens if?