|Launch Date||Policy Type||UIN|
|31-July-2017||Term + Health||101Y115V01|
|All Options except Life Long Protection Option & 3D Life Long Protection Option||Life Long Protection Option & 3D Life Long Protection Option|
|Min Age at Entry||18 years||25 years||91 days|
|Max Age at Entry||65 years||60 years||65 years|
|Min Policy Term||5 years||Whole Life||1 year|
|Max Policy Term||40 years||Whole Life||2 years|
|Min Age at Maturity||23 years||Whole Life||Lifelong renewal|
|Max Age at Maturity||75 years||Whole Life||Lifelong renewal|
|Sum Assured||10 lakhs onwards, No upper limit||3 lakhs / 5 lakhs / 10 lakhs / 15 lakhs / 20 lakhs / 25 lakhs / 50 lakhs|
Protection Benefits - This plan has 9 options to choose from. They are as follows:
1) Life Option: Your nominee gets a Lumpsum Benefit on death or diagnosis of Terminal Illness. The future premiums are waived in case of Total Permanent Disability due to an accident.
2) 3D Life Option: In addition to the benefits under "Life Option", you will receive an additional benefit of waiver of your future premiums upon diagnosis of a Critical Illness.
3) Extra Life Option: In addition to the benefits under "Life Option", your nominee gets an additional Extra Life Sum Assured in case of death due to an Accident.
4) Income Option: Your nominee will receive a Lumpsum benefit and a regular stream of Income for a fixed number of years.
5) Extra Life Income Option: In addition to the benefits under "Income Option", an additional Lumpsum & Income benefit is paid upon death due to accident.
6) Income Replacement Option: Instead of a lumpsum payment, your nominee will receive a regular monthly income.
7) Return of Premium Option: In case you survive the policy term, all premiums paid by you will be returned at the end of the policy term. On death / diagnosis of Terminal Illness during the Policy Term a Lumpsum benefit will be paid to your nominee
8) Life Long Protection Option: This option provides life-long protection. Your nominee gets a Lumpsum Benefit on death or diagnosis of Terminal Illness. The future premiums are waived in case of a Disability due to an accident.
9) 3D Life Long Protection Option: In addition to the benefits under "Life Long Protection Option" as mentioned above, you will receive an additional benefit of waiver of your future premiums upon diagnosis of Critical Illness.
You can read a more detailed review of these benefits here - Click 2 Protect 3D Plus Plan. You can also watch a video of the term plan here.
Health Insurance Benefits
|Cover amount in lakhs||3||5||10||15||20/25/50|
|In-patient Treatment||Covered upto sum insured|
|Pre-Hospitalization||Covered upto 60 Days|
|Post-Hospitalization||Covered upto 180 Days|
|Day Care Procedures||All Day Care Treatments Covered|
|Domiciliary Treatment||Covered upto sum insured|
|Organ Donor||Covered upto sum insured|
|Emergency Air Ambulance Cover||Not Covered||Upto Rs. 2.5 Lacs per hospitalization and maximum upto sum insured in a year|
|Restore Benefit||Equal to 100% of Basic Sum Insured|
|Multiplier Benefit||Bonus of 50% of the Basic Sum Insured for every claim free year, maximum upto 100%|
|Health Checkup||NA||Rs. 1,500||Rs. 2,000||Rs. 4,000||Rs. 5,000|
If you have any questions on this plan, drop in a line in the comments and we will be happy to help out.